IN THE CIRCUIT COURT OF THE FIFTH CIRCUIT
SUMMONS
STATE OF HAWAII
TO: MINERVA RUIZ
YOU ARE HEREBY NOTIFIED THAT US BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST, has commenced an action in Civ. No. 5CCV-25-0000027, against you in the above-entitled Court wherein said Plaintiff prays for judgment in the sum of $1,788,343.58, plus additional amounts due, and for foreclosure sale. The address of the property being foreclosed upon is: 4-4240 & 4-4240 A Kuhio Hwy, Anahola, HI 96703 (TMK NO. (4) 4-8-006-043-0000).
YOU ARE HEREBY SUMMONED to appear in the courtroom of Honorable Michael Soong, 3970 Ka’ana Street, Lihue, HI 96766, on THURSDAY, DECEMBER 17, 2026, at 1:00 PM of the said day or to file an answer or other pleading and serve it before said day upon Plaintiffs counsel, Lloyd T. Workman, whose address is 3333 Camino de! Rio South, Suite 225, San Diego, CA 92108, and Jaclyn T. Sakamoto whose address is 345 Queen Street, Suite 500 Honolulu, HI 96813. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.
DATED: Lihue, Hawaii, SEPTEMBER 23, 2026.
/s/ C. MARTINEZ (seal)
CLERK OF THE ABOVE ENTITLED COURT
(SA1541964 10/28, 11/4, 11/11, 11/18/26)
