IN THE CIRCUIT COURT OF THE FIFTH CIRCUIT
SUMMONS
STATE OF HAWAII
TO: MINERVA RUIZ
YOU ARE HEREBY NOTIFIED THAT US BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR VRMTG ASSET TRUST, has commenced an action in Civ. No. 5CCV-25-0000027, against you in the above entitled Court wherein said Plaintiff prays for judgment in the sum of $1,788,343.58, plus additional amounts due, and for foreclosure sale. The address of the property being foreclosed upon is: 4-4240 & 4-4240 A Kuhio Hwy, Anahola, HI 96703 (TMK NO. (4) 4-8-006-043-0000).
YOU ARE HEREBY SUMMONED to appear in the courtroom of Honorable Michael Soong, 3970 Ka’ana Street, Lihue, HI 96766, on Tuesday, September 8, 2026, at 1:00 p.m. of the said day or to file an answer or other pleading and serve it before said day upon Plaintiff’s counsel, Lloyd T. Workman, whose address is 3333 Camino del Rio South, Suite 225, San Diego, CA 92108, and Kira M. Kawakami whose address is 345 Queen Street, Suite 500 Honolulu, HI 96813. If you fail to do so, judgment by default will be taken against you for the relief demanded in the Complaint.
DATED: Lihue, Hawaii, July 9, 2026.
/s/ Tisha Fontanilla (seal)
CLERK OF THE ABOVE ENTITLED COURT
(SA1533286 7/20, 7/27, 8/3, 8/10/26)



