NOTICE OF INTENT TO FORECLOSE MORTGAGES AND OF SALE BY PUBLIC AUCTION
NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”) whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 667-62 through 667-65 as mortgagee intends to foreclose the mortgages dated (See Exhibit A) executed by (See Exhibit A) recorded in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) for delinquent loan payments in the amount of (See Exhibit A) as of August 15, 2024 and will hold a sale by public auction, pursuant to the power of sale contained in the mortgages, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).
The sale shall be conducted at: The Law Office of Jeanilou G.T. Maschhoff, 1114 11th Avenue, 2nd Floor, Honolulu, HI 96816 on October 30, 2024 at 11:00AM.
Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to Law Office of Mitzi Lee as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (9) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (10) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (11) Palm may credit bid up to the amount of the secured indebtedness; (12) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (13) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (14) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.
THE DEFAULT UNDER THE MORTGAGE AGREEMENT MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE MORTGAGED PROPERTY BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE FORECLOSING MORTGAGEE IF THE PAYMENTS UNDER THE MORTGAGE AGREEMENT HAD NOT BEEN ACCELERATED, PLUS THE FORECLOSING MORTGAGEE’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING MORTGAGEE RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING MORTGAGEE AND THE BORROWER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.
UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.
THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.
For further information regarding this sale, you may contact Palm Financial LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or Manley Deas Kochalski LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).
Conductor of the public sale in the state of Hawai’i: The Law Office of Jeanilou G.T. Maschhoff, 1114 11th Avenue, 2nd Floor, Honolulu, Hawaii 96816
Exhibit A
OWNER: Elibeth Perdomo Rodriguez; ICN: 12024569.0 – 7E – 50; INTEREST: 0.1040; UNIT: 7E; MORTGAGE DATE: 02/10/2016; MORTGAGE SIGNERS: Elibeth Perdomo Rodriguez; MORTGAGE DOCUMENT NUMBER: A59200188; AMOUNT DUE: $7235.82
OWNER: Shuko Tsutsui; ICN: 12023073.0 – 19B – 50; INTEREST: 0.1040; UNIT: 19B; MORTGAGE DATE: 09/29/2015; MORTGAGE SIGNERS: Shuko Tsutsui; MORTGAGE DOCUMENT NUMBER: A-58050361; AMOUNT DUE: $4566.41
OWNER: Young Jae Choi and Erika Choi; ICN: 12031631.0 – 12I – 75; INTEREST: 0.1561; UNIT: 12I; MORTGAGE DATE: 06/21/2018; MORTGAGE SIGNERS: Young Jae Choi, Erika Choi; MORTGAGE DOCUMENT NUMBER: A-68070503; AMOUNT DUE: $12044.10
OWNER: June Goodall; ICN: 12019216.0 – 21E – 200; INTEREST: 0.4163; UNIT: 21E; MORTGAGE DATE: 01/02/2015; MORTGAGE SIGNERS: June Goodall; MORTGAGE DOCUMENT NUMBER: A-55210194; AMOUNT DUE: $12909.46
OWNER: Rie Tani Watanabe and Jun Watanabe; ICN: 12028818.0 – 10B – 150; INTEREST: 0.2081; UNIT: 10B; MORTGAGE DATE: 05/19/2017; MORTGAGE SIGNERS: Rie Tani Watanabe, Jun Watanabe; MORTGAGE DOCUMENT NUMBER: A-64440209; AMOUNT DUE: $16523.43
OWNER: Caisey L. Smolinski and Eric D. Krainski; ICN: 12024630.0 – 25B – 50; INTEREST: 0.1040; UNIT: 25B; MORTGAGE DATE: 01/29/2016; MORTGAGE SIGNERS: Caisey L. Smolinski, Eric D. Krainski; MORTGAGE DOCUMENT NUMBER: A-59870035; AMOUNT DUE: $6249.23
OWNER: Christopher Stanley; ICN: 12034190.0 – 14B – 300; INTEREST: 0.4163; UNIT: 14B; MORTGAGE DATE: 05/15/2019; MORTGAGE SIGNERS: Christopher Stanley; MORTGAGE DOCUMENT NUMBER: A-71040333; AMOUNT DUE: $49976.50
OWNER: Jennifer Elizabeth Valdes and Jasen Danial Paul Cusati; ICN: 12038522.0 – 16D – 300; INTEREST: 0.4163; UNIT: 16D; MORTGAGE DATE: 01/10/2022; MORTGAGE SIGNERS: Jennifer Elizabeth Valdes, Jasen Danial Paul Cusati; MORTGAGE DOCUMENT NUMBER: A-80460625; AMOUNT DUE: $49302.26
OWNER: Anthony C.K. Buchanan Jr. and Ashley L.H. Buchanan; ICN: 12037135.2 – 16D – 200; INTEREST: 0.2775; UNIT: 16D; MORTGAGE DATE: 10/30/2021; MORTGAGE SIGNERS: Anthony C.K. Buchanan Jr., Ashley L.H. Buchanan; MORTGAGE DOCUMENT NUMBER: A-80240980; AMOUNT DUE: $38669.20
OWNER: Christie L. Luellen and Ralph L. Luellen III; ICN: 12028047.0 – 10G – 190; INTEREST: 0.3954; UNIT: 10G; MORTGAGE DATE: 01/24/2017; MORTGAGE SIGNERS: Christie L. Luellen, Ralph L. Luellen III; MORTGAGE DOCUMENT NUMBER: A-62830005; AMOUNT DUE: $19620.85
OWNER: Audie Montero Cabero and Christina Marie Navarro-Cabero; ICN: 12020559.0 – 3C – 175; INTEREST: 0.3642; UNIT: 3C; MORTGAGE DATE: 06/30/2015; MORTGAGE SIGNERS: Audie Montero Cabero, Christina Marie Navarro-Cabero; MORTGAGE DOCUMENT NUMBER: A-57450394; AMOUNT DUE: $12309.24
OWNER: Tunisia Monique Johnson; ICN: 12018151.0 – 27B – 230; INTEREST: 0.4787; UNIT: 27B; MORTGAGE DATE: 10/05/2014; MORTGAGE SIGNERS: Tunisia Monique Johnson; MORTGAGE DOCUMENT NUMBER: A-55050475; AMOUNT DUE: $19218.77
OWNER: David J. Theimer; ICN: 12015204.0 – 13C – 100; INTEREST: 0.1387; UNIT: 13C; MORTGAGE DATE: 04/06/2014; MORTGAGE SIGNERS: David J. Theimer; MORTGAGE DOCUMENT NUMBER: A-52470033; AMOUNT DUE: $8240.15
OWNER: Nicole J. Maragno; ICN: 12037577.0 – 16C – 300; INTEREST: 0.4163; UNIT: 16C; MORTGAGE DATE: 02/25/2021; MORTGAGE SIGNERS: Nicole J. Maragno; MORTGAGE DOCUMENT NUMBER: A-77411254; AMOUNT DUE: $40729.22
OWNER: Anthony C.K. Buchanan Jr. and Ashley L.H. Buchanan; ICN: 12037135.0 – 16B – 200; INTEREST: 0.2775; UNIT: 16B; MORTGAGE DATE: 02/29/2020; MORTGAGE SIGNERS: Anthony C.K. Buchanan Jr., Ashley L.H. Buchanan; MORTGAGE DOCUMENT NUMBER: A-76340767; AMOUNT DUE: $33430.41
OWNER: Valerie Kisor and Joleen Leialoha Realin; ICN: 12038900.0 – 16E – 150; INTEREST: 0.2082; UNIT: 16E; MORTGAGE DATE: 05/01/2022; MORTGAGE SIGNERS: Valerie Kisor, Joleen Leialoha Realin; MORTGAGE DOCUMENT NUMBER: A-81580789; AMOUNT DUE: $30793.68
OWNER: Arthur William Schloerb and Tiffany Noel Plato; ICN: 12025198.0 – 3A – 150; INTEREST: 0.3236; UNIT: 3A; MORTGAGE DATE: 06/02/2016; MORTGAGE SIGNERS: Arthur William Schloerb, Tiffany Noel Plato; MORTGAGE DOCUMENT NUMBER: A-60220017; AMOUNT DUE: $17312.20
OWNER: Rhemy Lelani Delfin King and Steven M. King; ICN: 12034605.0 – 14C – 305; INTEREST: 0.4232; UNIT: 14C; MORTGAGE DATE: 06/24/2019; MORTGAGE SIGNERS: Rhemy Lelani Delfin King, Steven M. King; MORTGAGE DOCUMENT NUMBER: A-72050512; AMOUNT DUE: $51106.85
OWNER: Nicole J. Forman and Diane J. Wheeler; ICN: 12034164.0 – 14B – 175; INTEREST: 0.2428; UNIT: 14B; MORTGAGE DATE: 06/17/2019; MORTGAGE SIGNERS: Nicole J. Forman, Diane J. Wheeler; MORTGAGE DOCUMENT NUMBER: A-72080625; AMOUNT DUE: $26451.81
OWNER: William John Mccurry; ICN: 12034135.1 – 16C – 250; INTEREST: 0.3469; UNIT: 16C; MORTGAGE DATE: 02/23/2021; MORTGAGE SIGNERS: William John Mccurry; MORTGAGE DOCUMENT NUMBER: A-77511092; AMOUNT DUE: $40618.35
OWNER: Kanae Tsukahara; ICN: 12025124.0 – 3C – 63; INTEREST: 0.1311; UNIT: 3C; MORTGAGE DATE: 03/06/2016; MORTGAGE SIGNERS: Kanae Tsukahara; MORTGAGE DOCUMENT NUMBER: A-59540391; AMOUNT DUE: $5811.47
OWNER: Giovanna Isabel Rodriguez Flores; ICN: 12032403.1 – 16D – 50; INTEREST: 0.0694; UNIT: 16D; MORTGAGE DATE: 06/03/2022; MORTGAGE SIGNERS: Giovanna Isabel Rodriguez Flores; MORTGAGE DOCUMENT NUMBER: A-82001021; AMOUNT DUE: $11817.41
OWNER: Lionel K. Quindica and Richelle M. Quindica; ICN: 12032463.0 – 23C – 200; INTEREST: 0.4163; UNIT: 23C; MORTGAGE DATE: 09/16/2018; MORTGAGE SIGNERS: Lionel K. Quindica, Richelle M. Quindica; MORTGAGE DOCUMENT NUMBER: A-68690156; AMOUNT DUE: $27559.24
OWNER: Sam Chan; ICN: 12033652.0 – 12C – 150; INTEREST: 0.2082; UNIT: 12C; MORTGAGE DATE: 03/22/2019; MORTGAGE SIGNERS: Sam Chan; MORTGAGE DOCUMENT NUMBER: A-71040685; AMOUNT DUE: $17837.78
OWNER: Joseph Stephen Kindrich II; ICN: 12037153.0 – 16B – 125; INTEREST: 0.1735; UNIT: 16B; MORTGAGE DATE: 03/10/2020; MORTGAGE SIGNERS: Joseph Stephen Kindrich II; MORTGAGE DOCUMENT NUMBER: A-73980363; AMOUNT DUE: $10081.19
OWNER: Chisato Koizumi; ICN: 12036519.0 – 12G – 50; INTEREST: 0.1041; UNIT: 12G; MORTGAGE DATE: 12/24/2019; MORTGAGE SIGNERS: Chisato Koizumi; MORTGAGE DOCUMENT NUMBER: A-73880457; AMOUNT DUE: $7239.42
OWNER: Rodney D. Isreal; ICN: 12037775.0 – 16C – 200; INTEREST: 0.2775; UNIT: 16C; MORTGAGE DATE: 05/18/2021; MORTGAGE SIGNERS: Rodney D. Isreal; MORTGAGE DOCUMENT NUMBER: A78281090; AMOUNT DUE: $36990.21
OWNER: Frank Hernandez Jr.; ICN: 12038548.0 – 16G – 200; INTEREST: 0.4163; UNIT: 16G; MORTGAGE DATE: 11/21/2021; MORTGAGE SIGNERS: Frank Hernandez Jr.; MORTGAGE DOCUMENT NUMBER: A80100922; AMOUNT DUE: $34113.54
OWNER: Antony J. Imbriolo and Karen A. Imbriolo; ICN: 15018764.1 – 2C – 100; INTEREST: 0.3122; UNIT: 2C; MORTGAGE DATE: 12/10/2022; MORTGAGE SIGNERS: Antony J. Imbriolo, Karen A. Imbriolo; MORTGAGE DOCUMENT NUMBER: A83841042; AMOUNT DUE: $19686.64
OWNER: Kristine Royeca and Antonio Miguel Royeca; ICN: 12041146.0 – 2B – 400; INTEREST: 0.8326; UNIT: 2B; MORTGAGE DATE: 07/04/2023; MORTGAGE SIGNERS: Kristine Royeca, Antonio Miguel Royeca; MORTGAGE DOCUMENT NUMBER: A85920818; AMOUNT DUE: $77083.33
OWNER: Micheal Ruben Camorlinga and Jennifer Marie Rosa and Anna Marie Lopez; ICN: 15013158.5 – 16I – 325; INTEREST: 0.6765; UNIT: 16I; MORTGAGE DATE: 09/09/2022; MORTGAGE SIGNERS: Micheal Ruben Camorlinga, Jennifer Marie Rosa, Anna Marie Lopez; MORTGAGE DOCUMENT NUMBER: A82930545; AMOUNT DUE: $52051.57
OWNER: Gerald L. Lueders; ICN: 7054941.3 – 7B – 100; INTEREST: 0.2081; UNIT: 7B; MORTGAGE DATE: 01/30/2016; MORTGAGE SIGNERS: Gerald L. Lueders; MORTGAGE DOCUMENT NUMBER: A59200114; AMOUNT DUE: $5909.31
OWNER: Ashley S. Walston and Faith McCann Walston; ICN: 12015696.0 – 19D – 60; INTEREST: 0.1248; UNIT: 19D; MORTGAGE DATE: 04/30/2014; MORTGAGE SIGNERS: Ashley S. Walston, Faith McCann Walston; MORTGAGE DOCUMENT NUMBER: A-52540618; AMOUNT DUE: $1731.23
OWNER: Irene Sy Blancaflor; ICN: 12018050.0 – 19B – 115; INTEREST: 0.2393; UNIT: 19B; MORTGAGE DATE: 11/02/2014; MORTGAGE SIGNERS: Irene Sy Blancaflor; MORTGAGE DOCUMENT NUMBER: A-54770430; AMOUNT DUE: $5234.33
OWNER: Jeanna Lynn Abella-Desuyo; ICN: 12030275.0 – 12C – 175; INTEREST: 0.2428; UNIT: 12C; MORTGAGE DATE: 03/17/2018; MORTGAGE SIGNERS: Jeanna Lynn Abella-Desuyo; MORTGAGE DOCUMENT NUMBER: A-66910483; AMOUNT DUE: $21433.85
OWNER: Maria Samantha Chacon; ICN: 12036560.0 – 14H – 50; INTEREST: 0.1041; UNIT: 14H; MORTGAGE DATE: 12/28/2019; MORTGAGE SIGNERS: Maria Samantha Chacon; MORTGAGE DOCUMENT NUMBER: A-73350520; AMOUNT DUE: $9202.76
OWNER: Maria Samantha Chacon; ICN: 12036560.1 – 16A – 50; INTEREST: 0.1079; UNIT: 16A; MORTGAGE DATE: 02/15/2020; MORTGAGE SIGNERS: Maria Samantha Chacon; MORTGAGE DOCUMENT NUMBER: A-73590649; AMOUNT DUE: $9418.85
OWNER: Raeann M. Vengoechea and Daniel I. Vengoechea; ICN: 12037176.0 – 14E – 50; INTEREST: 0.0694; UNIT: 14E; MORTGAGE DATE: 03/07/2020; MORTGAGE SIGNERS: Raeann M. Vengoechea, Daniel I. Vengoechea; MORTGAGE DOCUMENT NUMBER: A-74680279; AMOUNT DUE: $9209.09
(SA1469354 10/01, 10/08, 10/15/24)