The Garden Island
Notice #: 0001537786-01
Foreclosures

NOTICE OF INTENT TO FORECLOSE LIEN FOR DELINQUENT ASSESSMENTS AND OF SALE BY PUBLIC AUCTION

NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”), whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 514E-29 and 667-62 through 667-65 and the provisions of the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Declaration”) as lienholder under a Notice of Liens recorded on (See Exhibit A) in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) (“Lien”) for delinquent maintenance fees, plus interest, late charges, and enforcement costs, in the amount of (See Exhibit A) as of August 13, 2026, intends to foreclose the Lien and will hold a sale by public auction, pursuant to the power of sale contained in the Declaration, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).

The sale shall be conducted at: Executive Boardroom, Courtyard, 400 Royal Hawaiian Avenue, Honolulu, HI 96815 on October 8, 2026 at 2:00PM.

Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to The Manley Law Firm LLC as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchasers must have their own, separate funds, and may not pool funds with another bidder; (9) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (10) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (11) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (12) Palm may credit bid up to the amount of the secured indebtedness; (13) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (14) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (15) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.

THE DEFAULT UNDER THE ASSOCIATION DOCUMENTS MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE UNIT BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE ASSOCIATION, PLUS THE ASSOCIATION’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING ASSOCIATION RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING ASSOCIATION AND THE UNIT OWNER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.

UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.

THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.

For further information regarding this sale, you may contact Palm Financial Services, LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or The Manley Law Firm LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).

Conductor of the public sale in the state of Hawai’i: The Manley Law Firm LLC, P.O. Box 165028, Columbus, OH 43216-5028

Exhibit A

OWNER: Mark Nathan Solum and Kathy Jennifer Kingman; ICN: 7071239.4 – 14E – 250; INTEREST: 0.3469; UNIT: 14E; CPR NO.: 160; LIEN RECORDING DATE: 06/03/2026; LIEN DOCUMENT NUMBER: A-9650001085; AMOUNT DUE: $4450.56; Casee No.: 25-020518
OWNER: Timothy A. Hill and Kathy M. Hill; ICN: 7021403.4 – 1B – 220; INTEREST: 0.4579; UNIT: 1B; CPR NO.: 022; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3793.12; Casee No.: 25-020563
OWNER: Tara Lynn Anaya; ICN: 12042046.0 – 7D – 150; INTEREST: 0.3122; UNIT: 7D; CPR NO.: 049; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2863.93; Casee No.: 25-020564
OWNER: Benjamin P. Larrabee and Carly J. Larrabee; ICN: 12015764.0 – 19D – 300; INTEREST: 0.6244; UNIT: 19D; CPR NO.: 084; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4811.45; Casee No.: 25-020569
OWNER: Sarah Girardi and David J. Girardi; ICN: 12018438.0 – 27B – 230; INTEREST: 0.4787; UNIT: 27B; CPR NO.: 104; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3920.59; Casee No.: 25-020575
OWNER: Victor Hugo Molina Jr.; ICN: 12016323.0 – 17C – 50; INTEREST: 0.1040; UNIT: 17C; CPR NO.: 031; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1530.55; Casee No.: 25-020576
OWNER: CIG Asset Management, LLC, a Hawaii Limited Liability Company; ICN: 12043117.0 – 17E – 160; INTEREST: 0.3330; UNIT: 17E; CPR NO.: 080; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000302; AMOUNT DUE: $3370.29; Casee No.: 25-020577
OWNER: John B. Enriquez and Arleen D. Enriquez; ICN: 12024916.0 – 9C – 150; INTEREST: 0.2081; UNIT: 9C; CPR NO.: 112; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2882.22; Casee No.: 25-020582
OWNER: Brian Edward Shimamoto and Eric G. Winters; ICN: 12019446.0 – 29B – 200; INTEREST: 0.4163; UNIT: 29B; CPR NO.: 107; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3538.08; Casee No.: 25-020586
OWNER: Duane D. Deakyne II and Kathi E. Deakyne; ICN: 9014025.1 – 17E – 240; INTEREST: 0.4995; UNIT: 17E; CPR NO.: 080; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4070.20; Casee No.: 25-020588
OWNER: Mark Nathan Solum and Kathy Jennifer Kingman; ICN: 7071239.3 – 15C – 220; INTEREST: 0.4579; UNIT: 15C; CPR NO.: 029; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $3847.99; Casee No.: 25-020590
OWNER: Atsuko Ishigaki and Norihiro Ishigaki; ICN: 12036142.0 – 14H – 100; INTEREST: 0.2082; UNIT: 14H; CPR NO.: 072; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2293.70; Casee No.: 25-020592
OWNER: Tadao Inoguchi and Seiko Inoguchi; ICN: 12036672.0 – 14E – 150; INTEREST: 0.2082; UNIT: 14E; CPR NO.: 160; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2931.33; Casee No.: 25-020596
OWNER: Michael Paul Vollmer; ICN: 12039463.0 – 1C – 320; INTEREST: 0.4440; UNIT: 1C; CPR NO.: 110; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $5377.80; Casee No.: 25-020600
OWNER: Shiori Yamashita; ICN: 12026105.0 – 1A – 50; INTEREST: 0.0794; UNIT: 1A; CPR NO.: 001; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1605.97; Casee No.: 25-020601
OWNER: Katsunori Araki and Noriko Araki; ICN: 12031289.0 – 12D – 300; INTEREST: 0.4163; UNIT: 12D; CPR NO.: 136; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4872.47; Casee No.: 25-020603
OWNER: Daihachiro Kawaguchi and Tomoko Kawaguchi; ICN: 12033394.0 – 14B – 100; INTEREST: 0.1387; UNIT: 14B; CPR NO.: 116; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2293.70; Casee No.: 25-020606
OWNER: Caramhel Villegas and Joseph Villegas; ICN: 12042551.0 – 7E – 165; INTEREST: 0.3434; UNIT: 7E; CPR NO.: 050; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3112.73; Casee No.: 25-020607
OWNER: Ayako Motomiya and Mamoru Motoyama; ICN: 12024736.0 – 3B – 70; INTEREST: 0.1457; UNIT: 3B; CPR NO.: 023; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1934.74; Casee No.: 25-020609
OWNER: Masashi Shimizu and Mika Morisawa; ICN: 12023764.0 – 9B – 300; INTEREST: 0.6244; UNIT: 9B; CPR NO.: 028; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4842.27; Casee No.: 25-020610
OWNER: Kyoko Sayili and Mai Noguchi; ICN: 12020453.0 – 21E – 100; INTEREST: 0.2081; UNIT: 21E; CPR NO.: 090; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2293.70; Casee No.: 25-020612
OWNER: Tokimi Seto and Shota Seto and Daisuke Matsubara and Yasuko Seto; ICN: 12025741.0 – 1A – 200; INTEREST: 0.3176; UNIT: 1A; CPR NO.: 001; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3672.88; Casee No.: 25-020613
OWNER: Wallapa Traisorat; ICN: 12017369.0 – 21D – 115; INTEREST: 0.2393; UNIT: 21D; CPR NO.: 089; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2440.54; Casee No.: 25-020617
OWNER: Kazukuni Takahashi and Mihoko Takahashi; ICN: 12021512.1 – 5A – 50; INTEREST: 0.1078; UNIT: 5A; CPR NO.: 018; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1657.96; Casee No.: 25-020619
OWNER: Takashi Sugawara and Ritsuko Sugawara; ICN: 12015657.0 – 19D – 430; INTEREST: 0.8950; UNIT: 19D; CPR NO.: 084; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4587.67; Casee No.: 25-020624
OWNER: Katsunori Takahashi and Fumiko Takahashi; ICN: 12015419.0 – 15C – 100; INTEREST: 0.2081; UNIT: 15C; CPR NO.: 029; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2293.70; Casee No.: 25-020626
OWNER: Yasunori Takamine and Chizuru Takamine and Kayoko Takamine; ICN: 12016268.0 – 17C – 100; INTEREST: 0.2081; UNIT: 17C; CPR NO.: 031; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2345.69; Casee No.: 25-020634
OWNER: Takuya Matsumoto and Marina Matsumoto; ICN: 12016675.0 – 21A – 50; INTEREST: 0.1078; UNIT: 21A; CPR NO.: 015; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1657.96; Casee No.: 25-020638
OWNER: Michelle Leckie; ICN: 12043466.0 – 8F – 180; INTEREST: 0.2497; UNIT: 8F; CPR NO.: 180; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3257.37; Casee No.: 25-020641
OWNER: Desiree Priscilla Anderson; ICN: 12040053.0 – 12C – 150; INTEREST: 0.2081; UNIT: 12C; CPR NO.: 189; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2887.33; Casee No.: 25-020642
OWNER: Troy Patrick Foster; ICN: 12036281.0 – 14H – 150; INTEREST: 0.3122; UNIT: 14H; CPR NO.: 072; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2863.93; Casee No.: 25-020666
OWNER: Michael R. Blomn; ICN: 12032888.0 – 12B – 100; INTEREST: 0.1387; UNIT: 12B; CPR NO.: 115; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2226.30; Casee No.: 25-020681
OWNER: Lizett M. Gonzalez Melgoza and Jubenal Melgoza; ICN: 12032676.0 – 5D – 50; INTEREST: 0.0693; UNIT: 5D; CPR NO.: 121; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1608.85; Casee No.: 25-020683
OWNER: Virginia Maxine Crawford and Niel Roy Crawford; ICN: 12028199.1 – 10H – 50; INTEREST: 0.1040; UNIT: 10H; CPR NO.: 052; LIEN RECORDING DATE: 11/25/2025; LIEN DOCUMENT NUMBER: A-9460000801; AMOUNT DUE: $1997.84; Casee No.: 25-020684
OWNER: Bradley Scott Parish; ICN: 12032660.0 – 5D – 100; INTEREST: 0.1387; UNIT: 5D; CPR NO.: 121; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2208.01; Casee No.: 25-020685
OWNER: Hiroko Takagi and Maya Takagi and Saya Takagi; ICN: 12037629.0 – 16C – 150; INTEREST: 0.2082; UNIT: 16C; CPR NO.: 191; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2983.32; Casee No.: 25-021552
OWNER: Daisuke Arakawa and Yuki Yokoyama; ICN: 12024113.0 – 7D – 50; INTEREST: 0.1040; UNIT: 7D; CPR NO.: 049; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1657.96; Casee No.: 25-021554
OWNER: Kazukuni Takahashi and Mihoko Takahashi; ICN: 12021512.0 – 5A – 100; INTEREST: 0.2157; UNIT: 5A; CPR NO.: 018; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2293.70; Casee No.: 25-021555
OWNER: Rene W. Flores; ICN: 12033568.0 – 14A – 150; INTEREST: 0.3236; UNIT: 14A; CPR NO.: 008; LIEN RECORDING DATE: 07/08/2025; LIEN DOCUMENT NUMBER: A-9320000561; AMOUNT DUE: $1406.93; Casee No.: 25-027621
OWNER: Donna M. Mcaleer; ICN: 7026677.1 – 10J – 50; INTEREST: 0.0693; UNIT: 10J; CPR NO.: 135; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $1300.69; Casee No.: 25-029295
OWNER: Lora Marie Hayes and Jared Matthew Hayes; ICN: 12017090.0 – 21B – 250; INTEREST: 0.5203; UNIT: 21B; CPR NO.: 034; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $3456.67; Casee No.: 25-029298
OWNER: Miho Tsuji; ICN: 12033148.0 – 14B – 150; INTEREST: 0.2081; UNIT: 14B; CPR NO.: 116; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $2879.34; Casee No.: 25-029301
OWNER: Robert Paul Daleo and Samantha Kelly Daleo; ICN: 12024189.0 – 7D – 350; INTEREST: 0.7285; UNIT: 7D; CPR NO.: 049; LIEN RECORDING DATE: 12/04/2025; LIEN DOCUMENT NUMBER: A-9469000352; AMOUNT DUE: $5412.48; Casee No.: 26-004585
OWNER: Bree-ann V. Mcdaniel; ICN: 12029613.0 – 25A – 100; INTEREST: 0.2081; UNIT: 25A; CPR NO.: 038; LIEN RECORDING DATE: 12/04/2025; LIEN DOCUMENT NUMBER: A-9469000358; AMOUNT DUE: $1436.73; Casee No.: 26-004587
OWNER: Dante Pepito and Emily Pepito; ICN: 7010699.1 – 12F – 160; INTEREST: 0.2220; UNIT: 12F; CPR NO.: 159; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $2049.30; Casee No.: 26-004590
OWNER: Hsiu-Lin Villa and Jose Villa; ICN: 12005819.0 – 8J – 160; INTEREST: 0.3330; UNIT: 8J; CPR NO.: 182; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $2175.01; Casee No.: 26-004595
OWNER: Dave B. Jelliff and Julie S. Resh-Jelliff; ICN: 12019102.0 – 5C – 100; INTEREST: 0.1387; UNIT: 5C; CPR NO.: 111; LIEN RECORDING DATE: 03/04/2026; LIEN DOCUMENT NUMBER: A-9559000627; AMOUNT DUE: $1659.25; Casee No.: 26-006575
OWNER: Jaison Rudolfi and Elizabeth Brown; ICN: 12037262.0 – 12F – 100; INTEREST: 0.1387; UNIT: 12F; CPR NO.: 12F; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $1822.47; Casee No.: 26-009154

(SA1537786 9/09, 9/16, 9/23/26)