NOTICE OF INTENT TO FORECLOSE LIEN FOR DELINQUENT ASSESSMENTS AND OF SALE BY PUBLIC AUCTION
NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”) whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 514E-29 and 667-62 through 667-65 and the provisions of the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Declaration”) as lienholder under a Notice of Liens recorded on (See Exhibit A) in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) (“Lien”) for delinquent maintenance fees, plus interest, late charges, and enforcement costs, in the amount of (See Exhibit A) as of May 26, 2026, intends to foreclose the Lien and will hold a sale by public auction, pursuant to the power of sale contained in the Declaration, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).
The sale shall be conducted at: 7 Waterfront Plaza, 500 Ala Moana Blvd. Suite 7400, Honolulu, HI 96813 on July 9, 2026 at 11:30AM.
Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to The Law Office of Jeanilou G.T. Maschhoff as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchasers must have their own, separate funds, and may not pool funds with another bidder; (9) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (10) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (11) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (12) Palm may credit bid up to the amount of the secured indebtedness; (13) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (14) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (15) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.
THE DEFAULT UNDER THE ASSOCIATION DOCUMENTS MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE UNIT BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE ASSOCIATION, PLUS THE ASSOCIATION’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING ASSOCIATION RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING ASSOCIATION AND THE UNIT OWNER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.
UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.
THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.
For further information regarding this sale, you may contact Palm Financial LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or The Manley Law Firm LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).
Conductor of the public sale in the state of Hawai’i: The Law Office of Jeanilou G.T. Maschhoff, 1114 11th Avenue, 2nd Floor, Honolulu, Hawaii 96816
Exhibit A
OWNER: Sidney L. Martin; ICN: 12012483.0 – 13B – 160; INTEREST: 0.3330; UNIT: 13B; CPR NO.: 070; LIEN RECORDING DATE: 07/24/2024; LIEN DOCUMENT NUMBER: A-89710539; AMOUNT DUE: $3226.55; 24-023303
OWNER: Teruhisa Watayo and Kiyomi Kaneko and Daisuke Kawai and Hiroyuki Watayo and Yoshihisa Watayo and Kazuhiro Kobayashi; ICN: 12013523.0 – 5C – 1000; INTEREST: 1.3876; UNIT: 5C; CPR NO.: 111; LIEN RECORDING DATE: 05/07/2025; LIEN DOCUMENT NUMBER: A-9258000487; AMOUNT DUE: $16599.86; 24-023306
OWNER: Chang Hyun Kim; ICN: 12002982.0 – 24E – 250; INTEREST: 0.3469; UNIT: 24E; CPR NO.: 171; LIEN RECORDING DATE: 07/24/2024; LIEN DOCUMENT NUMBER: A-89710539; AMOUNT DUE: $3665.44; 24-023650
OWNER: Graham R. Baker and Jocelyn A. Baker; ICN: 12014583.0 – 15A – 160; INTEREST: 0.3452; UNIT: 15A; CPR NO.: 009; LIEN RECORDING DATE: 03/25/2025; LIEN DOCUMENT NUMBER: A-9215000707; AMOUNT DUE: $14539.15; 24-023704
OWNER: Francisco Javier Bernal Gutierrez and Olga Ivonne Guerrero Anaya; ICN: 12032283.0 – 12E – 500; INTEREST: 0.6938; UNIT: 12E; CPR NO.: 158; LIEN RECORDING DATE: 05/07/2025; LIEN DOCUMENT NUMBER: A-9258000475; AMOUNT DUE: $34903.53; 24-023705
OWNER: Caitlynn K. Knull; ICN: 12037884.0 – 14F – 160; INTEREST: 0.2220; UNIT: 14F; CPR NO.: 161; LIEN RECORDING DATE: 12/18/2024; LIEN DOCUMENT NUMBER: A-9118000662; AMOUNT DUE: $2083.20; 25-003744
OWNER: Zenaida Hernandez Delacruz and William Delacruz Mendoza, Jr.; ICN: 12025968.0 – 1A – 175; INTEREST: 0.2779; UNIT: 1A; CPR NO.: 001; LIEN RECORDING DATE: 01/13/2025; LIEN DOCUMENT NUMBER: A-9144000740; AMOUNT DUE: $2037.64; 25-003751
OWNER: Hadinet Gebretatios and Selemewit Semereab; ICN: 12034095.0 – 14B – 200; INTEREST: 0.2775; UNIT: 14B; CPR NO.: 116; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3536.80; 25-020522
OWNER: Gyeongri Kim and Myong Kwang Kim; ICN: 12030490.0 – 12C – 150; INTEREST: 0.2081; UNIT: 12C; CPR NO.: 189; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2781.83; 25-020524
OWNER: Charlene K. Watanabe and Angela Satoko Watanabe; ICN: 12029249.0 – 10C – 100; INTEREST: 0.1387; UNIT: 10C; CPR NO.: 188; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2170.80; 25-020526
OWNER: Angelica Yadira Rojas; ICN: 12036059.0 – 14H – 50; INTEREST: 0.1041; UNIT: 14H; CPR NO.: 072; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1544.14; 25-020536
OWNER: Alisa Ann Muller and David Jay Muller; ICN: 12022696.3 – 7C – 100; INTEREST: 0.2081; UNIT: 7C; CPR NO.: 027; LIEN RECORDING DATE: 04/11/2026; LIEN DOCUMENT NUMBER: A-958700047; AMOUNT DUE: $2426.06; 25-020539
OWNER: Carla Pauline Rodriguez and Pearl R. Castro; ICN: 12024061.0 – 7D – 150; INTEREST: 0.3122; UNIT: 7D; CPR NO.: 049; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2482.38; 25-020540
OWNER: Virginia Maxine Crawford and Niel Roy Crawford; ICN: 12028199.0 – 10H – 100; INTEREST: 0.2081; UNIT: 10H; CPR NO.: 052; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2170.80; 25-020541
OWNER: Alisa Ann Muller and David Jay Muller; ICN: 12022696.0 – 7C – 300; INTEREST: 0.6244; UNIT: 7C; CPR NO.: 027; LIEN RECORDING DATE: 04/01/2026; LIEN DOCUMENT NUMBER: A-9587000471; AMOUNT DUE: $4868.99; 25-020544
OWNER: April R. Wiltbank; ICN: 12012681.0 – 13B – 160; INTEREST: 0.3330; UNIT: 13B; CPR NO.: 070; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2887.26; 25-020559
OWNER: Kevin A. Barnes and Susan M. Barnes; ICN: 12013338.0 – 17B – 320; INTEREST: 0.6660; UNIT: 17B; CPR NO.: 030; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4891.68; 25-020561
OWNER: Mary Jane Vea Cabandong; ICN: 12010136.0 – 1C – 160; INTEREST: 0.2220; UNIT: 1C; CPR NO.: 110; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2887.26; 25-020562
OWNER: Nancyann Call and Joann Parker; ICN: 12011508.0 – 1C – 160; INTEREST: 0.2220; UNIT: 1C; CPR NO.: 110; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2920.78; 25-020568
OWNER: James W. Nelson; ICN: 12011712.0 – 13D – 160; INTEREST: 0.2220; UNIT: 13D; CPR NO.: 125; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2904.02; 25-020570
OWNER: Gabriel E. Velasquez; ICN: 12014635.0 – 15A – 100; INTEREST: 0.2157; UNIT: 15A; CPR NO.: 009; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2740.60; 25-020584
OWNER: Koji Takahashi and Mamiko Takahashi; ICN: 12000804.1 – 18F – 30; INTEREST: 0.0416; UNIT: 18F; CPR NO.: 165; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $1410.36; 25-020614
OWNER: Takahiro Yamamura and Hiromi Yamamura; ICN: 12008173.1 – 21C – 110; INTEREST: 0.2289; UNIT: 21C; CPR NO.: 035; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2386.90; 25-020620
OWNER: Kenji Hara and Kimiko Hara; ICN: 12007412.1 – 19E – 380; INTEREST: 0.7909; UNIT: 19E; CPR NO.: 085; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $5685.14; 25-020621
OWNER: Koji Takahashi and Mamiko Takahashi; ICN: 12000804.0 – 18J – 160; INTEREST: 0.2220; UNIT: 18J; CPR NO.: 143; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2655.30; 25-020622
OWNER: Takuya Kato and Keiko Kato; ICN: 12015013.0 – 13C – 220; INTEREST: 0.3052; UNIT: 13C; CPR NO.: 113; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3731.08; 25-020628
OWNER: Satoko Muramatsu; ICN: 12002068.0 – 22F – 160; INTEREST: 0.2220; UNIT: 22F; CPR NO.: 169; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2447.60; 25-020631
OWNER: Anna Yamaguchi; ICN: 12015378.0 – 15C – 160; INTEREST: 0.3330; UNIT: 15C; CPR NO.: 029; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2934.20; 25-020632
OWNER: Akira Tsujii and Yoshiyuki Tsujii; ICN: 12011720.0 – 13D – 200; INTEREST: 0.2775; UNIT: 13D; CPR NO.: 125; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3486.68; 25-020633
OWNER: Terutaka Yokoyama and Yumiko Yokoyama; ICN: 12002082.0 – 22F – 220; INTEREST: 0.3052; UNIT: 22F; CPR NO.: 169; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3062.51; 25-020635
OWNER: Kenichi Kobayashi and Hiromi Kobayashi; ICN: 12013181.0 – 17B – 100; INTEREST: 0.2081; UNIT: 17B; CPR NO.: 030; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2264.68; 25-020636
OWNER: Keiko Sugawara and Miki Sugawara; ICN: 12013227.0 – 17B – 100; INTEREST: 0.2081; UNIT: 17B; CPR NO.: 030; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2264.68; 25-020637
OWNER: Yasunao Watanabe and Keiko Watanabe; ICN: 12004951.0 – 28H – 160; INTEREST: 0.2220; UNIT: 28H; CPR NO.: 153; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3141.90; 25-020640
OWNER: Kenji Hara and Kimiko Hara; ICN: 12007412.0 – 11A – 350; INTEREST: 0.7552; UNIT: 11A; CPR NO.: 005; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $5318.62; 25-020643
OWNER: Mikiko Takano and Yuki Takano and Ikuko Takano; ICN: 12010180.0 – 11D – 330; INTEREST: 0.6868; UNIT: 11D; CPR NO.: 065; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $5137.93; 25-020644
OWNER: Masahiro Hamada and Rie Hamada; ICN: 12009083.0 – 30H – 170; INTEREST: 0.2359; UNIT: 30H; CPR NO.: 155; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3120.06; 25-020646
OWNER: Ryota Hoshino and Yuka Hoshino; ICN: 12006952.0 – 16F – 160; INTEREST: 0.2220; UNIT: 16F; CPR NO.: 163; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2997.90; 25-020650
OWNER: Parma Nand and Anne L. Craig; ICN: 12011172.0 – 11E – 160; INTEREST: 0.3330; UNIT: 11E; CPR NO.: 066; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2997.90; 25-020651
OWNER: Yasue Muta and Takanori Muta and Yuuki Muta; ICN: 12003222.0 – 24E – 406; INTEREST: 0.5633; UNIT: 24E; CPR NO.: 171; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $4832.76; 25-020652
OWNER: Kotaro Fukumoto and Kaori Fukumoto; ICN: 12011026.0 – 11D – 539; INTEREST: 1.1219; UNIT: 11D; CPR NO.: 065; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $7626.83; 25-020653
OWNER: Hisayoshi Matsuyama and Misa Matsuyama; ICN: 12010028.0 – 11D – 160; INTEREST: 0.3330; UNIT: 11D; CPR NO.: 065; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2997.90; 25-020656
OWNER: Miki Hirano and Misako Hirano; ICN: 12007243.0 – 26I – 160; INTEREST: 0.2220; UNIT: 26I; CPR NO.: 151; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2997.90; 25-020657
OWNER: Takahiro Yamamura and Hiromi Yamamura; ICN: 12008173.0 – 13D – 330; INTEREST: 0.4579; UNIT: 13D; CPR NO.: 125; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $5074.23; 25-020658
OWNER: Zenkou Nakamura and Rie Nakamura; ICN: 12010051.0 – 11D – 200; INTEREST: 0.4163; UNIT: 11D; CPR NO.: 065; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $3486.68; 25-020659
OWNER: Aguri Yoshioka and Yoshihiro Yoshioka and Yoko Yoshioka; ICN: 12001437.0 – 20F – 160; INTEREST: 0.2220; UNIT: 20F; CPR NO.: 167; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2719.00; 25-021568
OWNER: Yoneko Higashigawa; ICN: 12001876.0 – 20F – 160; INTEREST: 0.2220; UNIT: 20F; CPR NO.: 167; LIEN RECORDING DATE: 06/25/2025; LIEN DOCUMENT NUMBER: A-9307000429; AMOUNT DUE: $2511.92; 25-024268
OWNER: Bronson L.K. Meyers; ICN: 12005996.0 – 14F – 100; INTEREST: 0.1387; UNIT: 14F; CPR NO.: 161; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $1923.46; 25-029289
OWNER: Yvonne M. Saffer; ICN: 12015156.0 – 13C – 120; INTEREST: 0.1665; UNIT: 13C; CPR NO.: 113; LIEN RECORDING DATE: 10/14/2025; LIEN DOCUMENT NUMBER: A-9418000301; AMOUNT DUE: $2258.71; 25-029294
(SA1529861 6/10, 6/17, 6/24/26)
