NOTICE OF INTENT TO FORECLOSE MORTGAGES AND OF SALE BY PUBLIC AUCTION
NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”) whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 667-62 through 667-65 as mortgagee intends to foreclose the mortgages dated (See Exhibit A) executed by (See Exhibit A) recorded in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) for delinquent loan payments in the amount of (See Exhibit A) as of September 13, 2024 and will hold a sale by public auction, pursuant to the power of sale contained in the mortgages, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).
The sale shall be conducted at: The Law Office of Jeanilou G.T. Maschhoff located at 1114 11th Avenue, 2nd Floor, Honolulu, HI 96816 on November 12, 2024 at 11:00AM.
Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to The Law Office of Jeanilou G.T. Maschhoff as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (9) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (10) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (11) Palm may credit bid up to the amount of the secured indebtedness; (12) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (13) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (14) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.
THE DEFAULT UNDER THE MORTGAGE AGREEMENT MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE MORTGAGED PROPERTY BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE FORECLOSING MORTGAGEE IF THE PAYMENTS UNDER THE MORTGAGE AGREEMENT HAD NOT BEEN ACCELERATED, PLUS THE FORECLOSING MORTGAGEE’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING MORTGAGEE RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING MORTGAGEE AND THE BORROWER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.
UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.
THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.
For further information regarding this sale, you may contact Palm Financial LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or Manley Deas Kochalski LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).
Conductor of the public sale in the state of Hawai’i: The Law Office of Jeanilou G.T. Maschhoff, 1114 11th Avenue, 2nd Floor, Honolulu, Hawaii 96816
Exhibit A
OWNER: Kristyn Malia Kiaaina and Khristopher Kiaaina; ICN: 12039545.0 – 16H – 200; INTEREST: 0.4163; UNIT: 16H; MORTGAGE DATE: 05/27/2022; MORTGAGE SIGNERS: Kristyn Malia Kiaaina, Khristopher Kiaaina; MORTGAGE DOCUMENT NUMBER: A-81820863; AMOUNT DUE: $45822.06
OWNER: Marisela Montes and Jason Douglas Nash; ICN: 12024364.0 – 7D – 200; INTEREST: 0.4163; UNIT: 7D; MORTGAGE DATE: 01/28/2016; MORTGAGE SIGNERS: Marisela Montes, Jason Douglas Nash; MORTGAGE DOCUMENT NUMBER: A-59200126; AMOUNT DUE: $11581.14
OWNER: Jose Alberto Garcia and Jinna Marie Perez; ICN: 12022991.0 – 23B – 115; INTEREST: 0.2393; UNIT: 23B; MORTGAGE DATE: 09/24/2015; MORTGAGE SIGNERS: Jose Alberto Garcia, Jinna Marie Perez; MORTGAGE DOCUMENT NUMBER: A-58410583; AMOUNT DUE: $9329.31
OWNER: William John Mccurry; ICN: 12034135.0 – 14B – 150; INTEREST: 0.2082; UNIT: 14B; MORTGAGE DATE: 05/10/2019; MORTGAGE SIGNERS: William John Mccurry; MORTGAGE DOCUMENT NUMBER: A-71110674; AMOUNT DUE: $22241.68
OWNER: Christina M. Arreaga; ICN: 12034950.0 – 14C – 75; INTEREST: 0.1041; UNIT: 14C; MORTGAGE DATE: 07/23/2019; MORTGAGE SIGNERS: Christina M. Arreaga; MORTGAGE DOCUMENT NUMBER: A-72500435; AMOUNT DUE: $15009.96
OWNER: Amanda Viola Finley-Cantrelle and Christopher James Cantrelle; ICN: 13014518.1 – 2A – 100; INTEREST: 0.2082; UNIT: 2A; MORTGAGE DATE: 10/18/2022; MORTGAGE SIGNERS: Amanda Viola Finley-Cantrelle, Christopher James Cantrelle; MORTGAGE DOCUMENT NUMBER: A-83390593; AMOUNT DUE: $21348.34
OWNER: Sonia Guinto Lapuz and Donato Puno Lapuz; ICN: 12037849.0 – 16C – 300; INTEREST: 0.4163; UNIT: 16C; MORTGAGE DATE: 08/19/2021; MORTGAGE SIGNERS: Sonia Guinto Lapuz, Donato Puno Lapuz; MORTGAGE DOCUMENT NUMBER: A-79071189; AMOUNT DUE: $43186.22
OWNER: Jason D. Catron and Isaray L. Catron; ICN: 12029287.0 – 10C – 440; INTEREST: 0.6105; UNIT: 10C; MORTGAGE DATE: 07/29/2017; MORTGAGE SIGNERS: Jason D. Catron, Isaray L. Catron; MORTGAGE DOCUMENT NUMBER: A-64790610; AMOUNT DUE: $55198.14
OWNER: Joseph Tansek; ICN: 12032795.0 – 10H – 150; INTEREST: 0.3122; UNIT: 10H; MORTGAGE DATE: 11/16/2018; MORTGAGE SIGNERS: Joseph Tansek; MORTGAGE DOCUMENT NUMBER: A-69250656; AMOUNT DUE: $22089.95
OWNER: Gemmalyn C. Sivaborvorn and Man Sivaborvorn; ICN: 12033527.0 – 14A – 200; INTEREST: 0.4315; UNIT: 14A; MORTGAGE DATE: 03/11/2019; MORTGAGE SIGNERS: Gemmalyn C. Sivaborvorn, Man Sivaborvorn; MORTGAGE DOCUMENT NUMBER: A-71020495; AMOUNT DUE: $23115.87
OWNER: Ronald F. Jimenez and Zoya S. Jimenez; ICN: 12034101.0 – 14B – 100; INTEREST: 0.1388; UNIT: 14B; MORTGAGE DATE: 05/05/2019; MORTGAGE SIGNERS: Ronald F. Jimenez, Zoya S. Jimenez; MORTGAGE DOCUMENT NUMBER: A-71020346; AMOUNT DUE: $17342.15
OWNER: Angelyn G. Navasca; ICN: 12031048.0 – 12A – 200; INTEREST: 0.4315; UNIT: 12A; MORTGAGE DATE: 04/12/2018; MORTGAGE SIGNERS: Angelyn G. Navasca; MORTGAGE DOCUMENT NUMBER: A-67460419; AMOUNT DUE: $19749.05
OWNER: Maureen S. Burke and Hannah E. Sauve; ICN: 12031342.0 – 12D – 200; INTEREST: 0.2775; UNIT: 12D; MORTGAGE DATE: 05/20/2018; MORTGAGE SIGNERS: Maureen S. Burke, Hannah E. Sauve; MORTGAGE DOCUMENT NUMBER: A-67470125; AMOUNT DUE: $23929.37
OWNER: Kymberly Mitro and Mark Mitro; ICN: 7081531.13 – 16G – 800; INTEREST: 1.6652; UNIT: 16G; MORTGAGE DATE: 03/30/2022; MORTGAGE SIGNERS: Kymberly Mitro, Mark Mitro; MORTGAGE DOCUMENT NUMBER: A-81310640; AMOUNT DUE: $102891.10
OWNER: Keyvan Peymani and Christine Peymani; ICN: 12039477.0 – 16H – 500; INTEREST: 1.0408; UNIT: 16H; MORTGAGE DATE: 04/28/2022; MORTGAGE SIGNERS: Keyvan Peymani, Christine Peymani; MORTGAGE DOCUMENT NUMBER: A-81650523; AMOUNT DUE: $89931.26
OWNER: Denise M. Smith and Glen F. Smith; ICN: 11000364.3 – 7A – 200; INTEREST: 0.4315; UNIT: 7A; MORTGAGE DATE: 08/24/2015; MORTGAGE SIGNERS: Denise M. Smith, Glen F. Smith; MORTGAGE DOCUMENT NUMBER: A-57450284; AMOUNT DUE: $10636.16
OWNER: Luiz Gonzalez and Alejandra J. Barbosa; ICN: 12013278.0 – 17B – 50; INTEREST: 0.1040; UNIT: 17B; MORTGAGE DATE: 11/24/2013; MORTGAGE SIGNERS: Luiz Gonzalez, Alejandra J. Barbosa; MORTGAGE DOCUMENT NUMBER: A-51010026; AMOUNT DUE: $1557.27
OWNER: Alejandra J. Barbosa and Luiz Gonzalez; ICN: 12013278.1 – 17B – 50; INTEREST: 0.1040; UNIT: 17B; MORTGAGE DATE: 06/08/2014; MORTGAGE SIGNERS: Alejandra J. Barbosa, Luiz Gonzalez; MORTGAGE DOCUMENT NUMBER: A-53100111; AMOUNT DUE: $1778.19
OWNER: Jesus Esteban Vazquez Jr.; ICN: 12022928.0 – 23B – 100; INTEREST: 0.2081; UNIT: 23B; MORTGAGE DATE: 09/19/2015; MORTGAGE SIGNERS: Jesus Esteban Vazquez Jr.; MORTGAGE DOCUMENT NUMBER: A-57920154; AMOUNT DUE: $8387.30
OWNER: Ryan M. Littleton; ICN: 12023789.0 – 5B – 325; INTEREST: 0.6764; UNIT: 5B; MORTGAGE DATE: 12/03/2015; MORTGAGE SIGNERS: Ryan M. Littleton; MORTGAGE DOCUMENT NUMBER: A-58420415; AMOUNT DUE: $22210.37
OWNER: Brian M. Payton and Tiffany N. Payton; ICN: 12028145.0 – 10G – 150; INTEREST: 0.3122; UNIT: 10G; MORTGAGE DATE: 01/25/2017; MORTGAGE SIGNERS: Brian M. Payton, Tiffany N. Payton; MORTGAGE DOCUMENT NUMBER: A-62680107; AMOUNT DUE: $13682.64
OWNER: Jorden K. Adams; ICN: 12028664.0 – 10B – 200; INTEREST: 0.2775; UNIT: 10B; MORTGAGE DATE: 04/27/2017; MORTGAGE SIGNERS: Jorden K. Adams; MORTGAGE DOCUMENT NUMBER: A-64110741; AMOUNT DUE: $18811.05
OWNER: Preston J. Kerr; ICN: 12033402.0 – 10H – 100; INTEREST: 0.2081; UNIT: 10H; MORTGAGE DATE: 02/24/2019; MORTGAGE SIGNERS: Preston J. Kerr; MORTGAGE DOCUMENT NUMBER: A-70820821; AMOUNT DUE: $16320.60
OWNER: Udis F. Reyes Banegas; ICN: 12037633.0 – 16B – 125; INTEREST: 0.1735; UNIT: 16B; MORTGAGE DATE: 05/12/2021; MORTGAGE SIGNERS: Udis F. Reyes Banegas; MORTGAGE DOCUMENT NUMBER: A-78600762; AMOUNT DUE: $26573.73
OWNER: Udis F. Reyes Banegas; ICN: 12037633.1 – 16I – 125; INTEREST: 0.2602; UNIT: 16I; MORTGAGE DATE: 08/05/2022; MORTGAGE SIGNERS: Udis F. Reyes Banegas; MORTGAGE DOCUMENT NUMBER: A-82550648; AMOUNT DUE: $20722.44
OWNER: Regina Amundson; ICN: 14027506.6 – 16I – 400; INTEREST: 0.8326; UNIT: 16I; MORTGAGE DATE: 08/17/2022; MORTGAGE SIGNERS: Regina Amundson; MORTGAGE DOCUMENT NUMBER: A-83150912; AMOUNT DUE: $55440.57
OWNER: John R. Tillman and Timothy J. Tillman; ICN: 8005400.1 – 2B – 125; INTEREST: 0.2602; UNIT: 2B; MORTGAGE DATE: 03/11/2023; MORTGAGE SIGNERS: John R. Tillman, Timothy J. Tillman; MORTGAGE DOCUMENT NUMBER: A-86050415; AMOUNT DUE: $27243.51
OWNER: Sherry Ann Caldwell; ICN: 12032810.0 – 5D – 75; INTEREST: 0.1040; UNIT: 5D; MORTGAGE DATE: 11/16/2018; MORTGAGE SIGNERS: Sherry Ann Caldwell; MORTGAGE DOCUMENT NUMBER: A-69770464; AMOUNT DUE: $12089.39
OWNER: Justin Jesus Ramirez; ICN: 12036465.0 – 14I – 100; INTEREST: 0.2082; UNIT: 14I; MORTGAGE DATE: 12/19/2020; MORTGAGE SIGNERS: Justin Jesus Ramirez; MORTGAGE DOCUMENT NUMBER: A-74030248; AMOUNT DUE: $17658.03
OWNER: Maria Alejandra Esparza and Cecilia Esparza; ICN: 12037406.0 – 14I – 200; INTEREST: 0.4163; UNIT: 14I; MORTGAGE DATE: 11/07/2020; MORTGAGE SIGNERS: Maria Alejandra Esparza, Cecilia Esparza; MORTGAGE DOCUMENT NUMBER: A-76270752; AMOUNT DUE: $32095.94
OWNER: Amanda Marie Gagnon; ICN: 12037802.0 – 16C – 200; INTEREST: 0.2775; UNIT: 16C; MORTGAGE DATE: 06/21/2021; MORTGAGE SIGNERS: Amanda Marie Gagnon; MORTGAGE DOCUMENT NUMBER: A-78600740; AMOUNT DUE: $28896.17
OWNER: Lourdes Millinchamp Borja Estevez and Ronald Cruz Estevez; ICN: 12038107.0 – 16D – 150; INTEREST: 0.2082; UNIT: 16D; MORTGAGE DATE: 09/12/2021; MORTGAGE SIGNERS: Lourdes Millinchamp Borja Estevez, Ronald Cruz Estevez; MORTGAGE DOCUMENT NUMBER: A-79960708; AMOUNT DUE: $26477.87
OWNER: Keiichi Kanazawa and Miharu Kanazawa; ICN: 12034331.0 – 14B – 75; INTEREST: 0.1041; UNIT: 14B; MORTGAGE DATE: 05/29/2019; MORTGAGE SIGNERS: Keiichi Kanazawa, Miharu Kanazawa; MORTGAGE DOCUMENT NUMBER: A-72080562; AMOUNT DUE: $12092.46
OWNER: William Ennis; ICN: 12039469.0 – 16H – 354; INTEREST: 0.7369; UNIT: 16H; MORTGAGE DATE: 05/11/2022; MORTGAGE SIGNERS: William Ennis; MORTGAGE DOCUMENT NUMBER: A-81710393; AMOUNT DUE: $62790.64
OWNER: Luis Coz Blanco; ICN: 12014394.0 – 5C – 100; INTEREST: 0.1387; UNIT: 5C; MORTGAGE DATE: 01/27/2014; MORTGAGE SIGNERS: Luis Coz Blanco; MORTGAGE DOCUMENT NUMBER: A-52050057; AMOUNT DUE: $2542.24
OWNER: Tara Colvin; ICN: 12018861.0 – 29A – 100; INTEREST: 0.2081; UNIT: 29A; MORTGAGE DATE: 12/06/2014; MORTGAGE SIGNERS: Tara Colvin; MORTGAGE DOCUMENT NUMBER: A-55130051; AMOUNT DUE: $5040.35
OWNER: Asuka Hatanaka and Shintaro Hatanaka; ICN: 12027501.0 – 10D – 50; INTEREST: 0.0693; UNIT: 10D; MORTGAGE DATE: 10/01/2016; MORTGAGE SIGNERS: Asuka Hatanaka, Shintaro Hatanaka; MORTGAGE DOCUMENT NUMBER: A-61410577; AMOUNT DUE: $4959.14
OWNER: Reynaldo I. Tacusalme and Nancy B. Lazaga; ICN: 12035513.0 – 14E – 100; INTEREST: 0.1388; UNIT: 14E; MORTGAGE DATE: 09/04/2019; MORTGAGE SIGNERS: Reynaldo I. Tacusalme, Nancy B. Lazaga; MORTGAGE DOCUMENT NUMBER: A-72330446; AMOUNT DUE: $14404.84
OWNER: Marjorie Freda Conwell and Jason Wayne Conwell; ICN: 12036596.0 – 14E – 250; INTEREST: 0.3469; UNIT: 14E; MORTGAGE DATE: 12/31/2019; MORTGAGE SIGNERS: Marjorie Freda Conwell, Jason Wayne Conwell; MORTGAGE DOCUMENT NUMBER: A-73880410; AMOUNT DUE: $34355.42
OWNER: Danna Edmunds Jarrard and Jo Mabel Arias Jarrard; ICN: 12036722.0 – 16A – 175; INTEREST: 0.3776; UNIT: 16A; MORTGAGE DATE: 01/25/2020; MORTGAGE SIGNERS: Danna Edmunds Jarrard, Jo Mabel Arias Jarrard; MORTGAGE DOCUMENT NUMBER: A-73740504; AMOUNT DUE: $24963.14
(SA1470816 10/14, 10/21, 10/28/24)
