The Garden Island
Notice #: 0001396304-01
Foreclosures

NOTICE OF INTENT TO FORECLOSE LIEN FOR DELINQUENT ASSESSMENTS
AND OF SALE BY PUBLIC AUCTION

NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”) whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 514E-29 and 667-62 through 667-65 and the provisions of the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Declaration”) as lienholder under a Notice of Liens recorded on (See Exhibit A) in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) (“Lien”) for delinquent maintenance fees, plus interest, late charges, and enforcement costs, in the amount of (See Exhibit A) as of November 21, 2022, intends to foreclose the Lien and will hold a sale by public auction, pursuant to the power of sale contained in the Declaration, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).

The sale shall be conducted at: Ho’okele Title & Escrow, 711 Kapiolani Blvd., Ste. 111, Honolulu, HI 96813 on January 12, 2023 at 11:00AM.

Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to Law Office of Guy C. Zukeran as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (9) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (10) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (11) Palm may credit bid up to the amount of the secured indebtedness; (12) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (13) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (14) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.

THE DEFAULT UNDER THE ASSOCIATION DOCUMENTS MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE UNIT BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE ASSOCIATION, PLUS THE ASSOCIATION’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING ASSOCIATION RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING ASSOCIATION AND THE UNIT OWNER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.

UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.

THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.

For further information regarding this sale, you may contact Palm Financial LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or Manley Deas Kochalski LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).

Conductor of the public sale in the state of Hawai’i: Law Office of Guy C. Zukeran, 1050 Bishop Street, #545, Honolulu, Hawaii 96813

Exhibit A

OWNER: Hooman Hajian and Hooman Hajian MD LLC; ICN: 12026617.0 – 14J – 220; INTEREST: 0.3052; UNIT: 14J; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2888.61
OWNER: FHE Co. LTD, a Japan Corporation; ICN: 12018915.0 – 27B – 100; INTEREST: 0.2081; UNIT: 27B; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1800.78
OWNER: Miyu Aoyagi and Ryoko Aoyagi; ICN: 12026262.0 – 1A – 50; INTEREST: 0.0794; UNIT: 1A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1352.58
OWNER: Kiss Auto Co., LTD, a Japan Corporation; ICN: 12025708.0 – 1A – 200; INTEREST: 0.3176; UNIT: 1A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2753.86
OWNER: Yagyu Co. LTD., a Japan Corporation; ICN: 12038277.0 – 9D – 50; INTEREST: 0.0693; UNIT: 9D; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1325.06
OWNER: Takuya Yokoi; ICN: 12005347.0 – 30E – 434; INTEREST: 0.6022; UNIT: 30E; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3928.86
OWNER: Kazunari Iida and Keiko Iida; ICN: 12005205.0 – 28E – 350; INTEREST: 0.4856; UNIT: 28E; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $4208.52
OWNER: Suzuko Igarashi; ICN: 12005211.0 – 28E – 160; INTEREST: 0.2220; UNIT: 28E; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2349.48
OWNER: Hosei Masuo and Yoko Masuo; ICN: 12008472.0 – 1C – 608; INTEREST: 0.8437; UNIT: 1C; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $6666.11
OWNER: Yoshiki Iwaki and Harumi Iwaki; ICN: 12015753.1 – 12A – 100; INTEREST: 0.2157; UNIT: 12A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1828.30
OWNER: Casey A. Labbitt and Stephanie M. Labbitt; ICN: 12029697.0 – 23D – 330; INTEREST: 0.6868; UNIT: 23D; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3994.96
OWNER: Daniel Rodriguez Magallanes and Alicia M. Magallanes; ICN: 12006232.0 – 16J – 300; INTEREST: 0.4163; UNIT: 16J; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3708.55
OWNER: Yoshihiro Satoh and Yoshiko Katsuya; ICN: 12009354.0 – 11C – 160; INTEREST: 0.3330; UNIT: 11C; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2399.47
OWNER: Yoshitomo Morikawa and Motoe Morikawa and Yuri Morikawa and Yukiko Arimitsu; ICN: 12027823.0 – 19A – 250; INTEREST: 0.5394; UNIT: 19A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3357.07
OWNER: Bunichiro Nakatani and Ryusuke Nakatani and Kazuko Nakatani; ICN: 12025804.0 – 1A – 100; INTEREST: 0.1588; UNIT: 1A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1878.29
OWNER: Benjamin Thomas Seidl and Amia Raquel Farris; ICN: 12034522.0 – 14B – 50; INTEREST: 0.0694; UNIT: 14B; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1315.70
OWNER: Tetsuo Suzuki and Rie Matsuda and Toshie Suzuki; ICN: 12026383.0 – 1A – 150; INTEREST: 0.2382; UNIT: 1A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2354.00
OWNER: Heather Elaine Sweet and Jonathan Scott Sparks; ICN: 12014054.1 – 27A – 250; INTEREST: 0.5203; UNIT: 27A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3573.59
OWNER: Heather Elaine Sweet and Jonathan Scott Sparks; ICN: 12014054.0 – 27A – 250; INTEREST: 0.5203; UNIT: 27A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3573.59
OWNER: Yukio Matsuda and Ayumi Matsuda; ICN: 12019431.0 – 29B – 100; INTEREST: 0.2081; UNIT: 29B; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1828.30
OWNER: Yoshiki Iwai and Kayo Iwai; ICN: 12023885.0 – 9B – 50; INTEREST: 0.1040; UNIT: 9B; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1352.58
OWNER: Naoki Shimozato and Kyoko Shimozato; ICN: 12021137.1 – 10A – 100; INTEREST: 0.2157; UNIT: 10A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1828.30
OWNER: Sukhpreet Singh Grewal and Parvind Grewal; ICN: 12031472.0 – 12C – 200; INTEREST: 0.2775; UNIT: 12C; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2781.38
OWNER: Kumi Masuda and Kenji Masuda; ICN: 12015054.0 – 13C – 100; INTEREST: 0.1387; UNIT: 13C; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1828.30
OWNER: Yoshiki Iwaki and Harumi Iwaki; ICN: 12015753.0 – 19D – 250; INTEREST: 0.5203; UNIT: 19D; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $3257.09
OWNER: Koji Kobayashi and Junko Kobayashi; ICN: 12006071.0 – 14F – 160; INTEREST: 0.2220; UNIT: 14F; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2399.47
OWNER: Takanori Saito and Rie Saito; ICN: 12012691.0 – 17D – 100; INTEREST: 0.2081; UNIT: 17D; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1828.30
OWNER: Jeffrey Thai; ICN: 12026852.0 – 7B – 200; INTEREST: 0.4163; UNIT: 7B; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2694.02
OWNER: Maria A. Garces; ICN: 12024624.0 – 7E – 200; INTEREST: 0.4163; UNIT: 7E; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $2706.64
OWNER: Kimberly May Mcraney-blake; ICN: 12024632.0 – 7E – 100; INTEREST: 0.2081; UNIT: 7E; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1740.94
OWNER: Yoshiki Murano; ICN: 12030515.0 – 12C – 50; INTEREST: 0.0693; UNIT: 12C; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1302.59
OWNER: Michita Okada and Hitomi Kuroki; ICN: 12010385.0 – 1B – 100; INTEREST: 0.2081; UNIT: 1B; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1828.30
OWNER: Kazuo Kojima and Ori Oyama; ICN: 12017079.0 – 21A – 50; INTEREST: 0.1078; UNIT: 21A; LIEN RECORDING DATE: 06/06/2022; LIEN DOCUMENT NUMBER: A-81920815; AMOUNT DUE: $1352.58
(SA1396304 12/14, 12/21, 12/28/22)