NOTICE OF INTENT TO FORECLOSE MORTGAGES AND OF SALE BY PUBLIC AUCTION
NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”) whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 667-62 through 667-65 as mortgagee intends to foreclose the mortgages dated (See Exhibit A) executed by (See Exhibit A) recorded in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) for delinquent loan payments in the amount of (See Exhibit A) as of September 16, 2022 and will hold a sale by public auction, pursuant to the power of sale contained in the mortgages, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).
The sale shall be conducted at: Law Office of Mitzi Lee located at 900 Fort Street Mall, Suite 920, Honolulu, Hawaii 96813 on November 15, 2022 at 11:00AM.
Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to Law Office of Mitzi Lee as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (9) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (10) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (11) Palm may credit bid up to the amount of the secured indebtedness; (12) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (13) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (14) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.
THE DEFAULT UNDER THE MORTGAGE AGREEMENT MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE MORTGAGED PROPERTY BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE FORECLOSING MORTGAGEE IF THE PAYMENTS UNDER THE MORTGAGE AGREEMENT HAD NOT BEEN ACCELERATED, PLUS THE FORECLOSING MORTGAGEE’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING MORTGAGEE RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING MORTGAGEE AND THE BORROWER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.
UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.
THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.
For further information regarding this sale, you may contact Palm Financial LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or Manley Deas Kochalski LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).
Conductor of the public sale in the state of Hawai’i: Law Office of Mitzi Lee, 900 Fort Street Mall, Suite 920, Honolulu, Hawaii 96813
Exhibit A
OWNER: Carleen D. Hazel; ICN: 12030822.0 – 10H – 75; INTEREST: 0.1561; UNIT: 10H; MORTGAGE DATE: 03/13/2018; MORTGAGE SIGNERS: Carleen D. Hazel; MORTGAGE DOCUMENT NUMBER: A-66800591; AMOUNT DUE: $13442.99
OWNER: Iris Yasmin Gonzalez and Christian Lara; ICN: 12027954.0 – 10G – 100; INTEREST: 0.2081; UNIT: 10G; MORTGAGE DATE: 12/26/2016; MORTGAGE SIGNERS: Iris Yasmin Gonzalez, Christian Lara; MORTGAGE DOCUMENT NUMBER: A-62830137; AMOUNT DUE: $13492.76
OWNER: Kimberly R. Decker; ICN: 12022132.1 – 7A – 150; INTEREST: 0.3236; UNIT: 7A; MORTGAGE DATE: 08/01/2015; MORTGAGE SIGNERS: Kimberly R. Decker; MORTGAGE DOCUMENT NUMBER: A57440073; AMOUNT DUE: $15503.04
OWNER: Eli Rafael Cruz Jr. and Justina Hokulani Cruz; ICN: 12011497.000 – 15B – 180; INTEREST: 0.3746; UNIT: 15B; MORTGAGE DATE: 05/19/2013; MORTGAGE SIGNERS: Eli Rafael Cruz Jr., Justina Hokulani Cruz; MORTGAGE DOCUMENT NUMBER: A-49200104; AMOUNT DUE: $12295.12
OWNER: Miho Fukuda and Kenichi Fukuda; ICN: 12034682.0 – 14A – 75; INTEREST: 0.1618; UNIT: 14A; MORTGAGE DATE: 07/01/2019; MORTGAGE SIGNERS: Miho Fukuda, Kenichi Fukuda; MORTGAGE DOCUMENT NUMBER: A-71570565; AMOUNT DUE: $13588.38
OWNER: Mark M. Flowers; ICN: 12035114.0 – 14D – 75; INTEREST: 0.1041; UNIT: 14D; MORTGAGE DATE: 08/03/2019; MORTGAGE SIGNERS: Mark M. Flowers; MORTGAGE DOCUMENT NUMBER: A-73030626; AMOUNT DUE: $15465.66
OWNER: Lonna L. Heggelund; ICN: 12017551.0 – 21D – 230; INTEREST: 0.4787; UNIT: 21D; MORTGAGE DATE: 09/10/2014; MORTGAGE SIGNERS: Lonna L. Heggelund; MORTGAGE DOCUMENT NUMBER: A-54410383; AMOUNT DUE: $18451.44
OWNER: Jamie N.K.C.K. Infante and Judith L.L.O. Kawahara and Brandon Ray M. Infante; ICN: 12014339.0 – 13A – 200; INTEREST: 0.4315; UNIT: 13A; MORTGAGE DATE: 01/25/2014; MORTGAGE SIGNERS: Jamie N.K.C.K. Infante, Judith L.L.O. Kawahara, Brandon Ray M. Infante; MORTGAGE DOCUMENT NUMBER: A-53180407; AMOUNT DUE: $11970.37
OWNER: Kimberly R. Decker; ICN: 12022132.0 – 7A – 150; INTEREST: 0.3236; UNIT: 7A; MORTGAGE DATE: 08/01/2015; MORTGAGE SIGNERS: Kimberly R. Decker; MORTGAGE DOCUMENT NUMBER: A57440045; AMOUNT DUE: $11763.19
OWNER: Cynthia Christine Wade; ICN: 12014352.0 – 13A – 160; INTEREST: 0.3452; UNIT: 13A; MORTGAGE DATE: 01/23/2014; MORTGAGE SIGNERS: Cynthia Christine Wade; MORTGAGE DOCUMENT NUMBER: A-51640039; AMOUNT DUE: $10573.54
OWNER: Judith L.L.O. Kawahara and Jamie N.K.C.K. Infante and Brandon Ray M. Infante; ICN: 12014339.1 – 5C – 120; INTEREST: 0.1665; UNIT: 5C; MORTGAGE DATE: 10/14/2014; MORTGAGE SIGNERS: Judith L.L.O. Kawahara, Jamie N.K.C.K. Infante, Brandon Ray M. Infante; MORTGAGE DOCUMENT NUMBER: A-54690047; AMOUNT DUE: $8646.22
OWNER: Candace Sheree Bufton and Buckley Joesph Bufton; ICN: 12026925.0 – 7B – 175; INTEREST: 0.3642; UNIT: 7B; MORTGAGE DATE: 11/16/2016; MORTGAGE SIGNERS: Candace Sheree Bufton, Buckley Joesph Bufton; MORTGAGE DOCUMENT NUMBER: A-61920322; AMOUNT DUE: $20701.26
OWNER: Sean R. Penetac; ICN: 12034448.0 – 12B – 170; INTEREST: 0.2359; UNIT: 12B; MORTGAGE DATE: 06/15/2019; MORTGAGE SIGNERS: Sean R. Penetac; MORTGAGE DOCUMENT NUMBER: A-71710496; AMOUNT DUE: $26496.68
OWNER: Bernadette K. Villiarimo-Alcordo and Jonathan C. Alcordo; ICN: 12032181.0 – 10D – 75; INTEREST: 0.1040; UNIT: 10D; MORTGAGE DATE: 08/12/2018; MORTGAGE SIGNERS: Bernadette K. Villiarimo-Alcordo, Jonathan C. Alcordo; MORTGAGE DOCUMENT NUMBER: A-68780545; AMOUNT DUE: $13434.16
OWNER: Hidemi Tanikawa; ICN: 12032151.0 – 10D – 250; INTEREST: 0.3469; UNIT: 10D; MORTGAGE DATE: 08/09/2018; MORTGAGE SIGNERS: Hidemi Tanikawa; MORTGAGE DOCUMENT NUMBER: A-68430447; AMOUNT DUE: $19101.59
OWNER: Kaori Tanaka; ICN: 12031094.0 – 12D – 60; INTEREST: 0.0832; UNIT: 12D; MORTGAGE DATE: 04/17/2018; MORTGAGE SIGNERS: Kaori Tanaka; MORTGAGE DOCUMENT NUMBER: A-67460832; AMOUNT DUE: $10131.16
OWNER: Debra Y. Harvey; ICN: 12018822.0 – 27B – 170; INTEREST: 0.3538; UNIT: 27B; MORTGAGE DATE: 01/14/2015; MORTGAGE SIGNERS: Debra Y. Harvey; MORTGAGE DOCUMENT NUMBER: A-55900033; AMOUNT DUE: $15308.68
OWNER: Patrick Michael Oloughlin; ICN: 12035523.0 – 14D – 240; INTEREST: 0.3330; UNIT: 14D; MORTGAGE DATE: 09/17/2019; MORTGAGE SIGNERS: Patrick Michael Oloughlin; MORTGAGE DOCUMENT NUMBER: A-72910485; AMOUNT DUE: $38280.07
OWNER: Tiffony Prescott and Kenneth Prescott; ICN: 12035008.0 – 14C – 75; INTEREST: 0.1041; UNIT: 14C; MORTGAGE DATE: 08/01/2019; MORTGAGE SIGNERS: Tiffony Prescott, Kenneth Prescott; MORTGAGE DOCUMENT NUMBER: A-72280497; AMOUNT DUE: $14748.76
OWNER: Yoko Fujita; ICN: 12034667.0 – 14B – 75; INTEREST: 0.1041; UNIT: 14B; MORTGAGE DATE: 06/29/2019; MORTGAGE SIGNERS: Yoko Fujita; MORTGAGE DOCUMENT NUMBER: A-72400155; AMOUNT DUE: $11983.85
OWNER: Theresa A. Mcdonald; ICN: 12032202.0 – 10D – 300; INTEREST: 0.4163; UNIT: 10D; MORTGAGE DATE: 08/22/2018; MORTGAGE SIGNERS: Theresa A. Mcdonald; MORTGAGE DOCUMENT NUMBER: A-68450734; AMOUNT DUE: $34307.25
OWNER: Eduardo Benito Cruz Macias; ICN: 12026533.0 – 16J – 50; INTEREST: 0.0693; UNIT: 16J; MORTGAGE DATE: 07/09/2016; MORTGAGE SIGNERS: Eduardo Benito Cruz Macias; MORTGAGE DOCUMENT NUMBER: A-61410546; AMOUNT DUE: $6767.62
OWNER: Charles I. Juarez and Anthony Alan Atwood; ICN: 14024598.2 – 10C – 125; INTEREST: 0.1735; UNIT: 10C; MORTGAGE DATE: 09/30/2020; MORTGAGE SIGNERS: Charles I. Juarez, Anthony Alan Atwood; MORTGAGE DOCUMENT NUMBER: A-75800658; AMOUNT DUE: $19515.77
OWNER: Jaeyfrey Ravanera Jose; ICN: 12028983.0 – 10B – 100; INTEREST: 0.1387; UNIT: 10B; MORTGAGE DATE: 06/28/2017; MORTGAGE SIGNERS: Jaeyfrey Ravanera Jose; MORTGAGE DOCUMENT NUMBER: A-64790575; AMOUNT DUE: $15683.68
OWNER: Ryan M. Littleton; ICN: 12023789.0 – 5B – 325; INTEREST: 0.6764; UNIT: 5B; MORTGAGE DATE: 12/03/2015; MORTGAGE SIGNERS: Ryan M. Littleton; MORTGAGE DOCUMENT NUMBER: A58420415; AMOUNT DUE: $30089.19
OWNER: Stephanie K. Fukunaga; ICN: 12029954.0 – 10E – 220; INTEREST: 0.3052; UNIT: 10E; MORTGAGE DATE: 10/31/2017; MORTGAGE SIGNERS: Stephanie K. Fukunaga; MORTGAGE DOCUMENT NUMBER: A-66030319; AMOUNT DUE: $28836.07
OWNER: Georgeanne Piscitelli Plaza; ICN: 12033935.0 – 14A – 150; INTEREST: 0.3237; UNIT: 14A; MORTGAGE DATE: 04/24/2019; MORTGAGE SIGNERS: Georgeanne Piscitelli Plaza; MORTGAGE DOCUMENT NUMBER: A-70820876; AMOUNT DUE: $23867.58
OWNER: Georgeanne Piscitelli Plaza; ICN: 12033935.2 – 16B – 200; INTEREST: 0.2775; UNIT: 16B; MORTGAGE DATE: 02/15/2020; MORTGAGE SIGNERS: Georgeanne Piscitelli Plaza; MORTGAGE DOCUMENT NUMBER: A-74710042; AMOUNT DUE: $29335.43
OWNER: Joanne E. Best-Roberts and Elaine E. Best; ICN: 12035102.0 – 14D – 170; INTEREST: 0.2359; UNIT: 14D; MORTGAGE DATE: 10/01/2019; MORTGAGE SIGNERS: Joanne E. Best-Roberts, Elaine E. Best; MORTGAGE DOCUMENT NUMBER: A-72400253; AMOUNT DUE: $25702.04
OWNER: Joanne E. Best-Roberts and Elaine E. Best; ICN: 12035102.0 – 14D – 170; INTEREST: 0.2359; UNIT: 14D; MORTGAGE DATE: 10/01/2019; MORTGAGE SIGNERS: Joanne E. Best-Roberts, Elaine E. Best; MORTGAGE DOCUMENT NUMBER: A-72400253; AMOUNT DUE: $25702.04
OWNER: Czarina Yvette Kehoe; ICN: 12033228.0 – 14B – 75; INTEREST: 0.1040; UNIT: 14B; MORTGAGE DATE: 01/20/2019; MORTGAGE SIGNERS: Czarina Yvette Kehoe; MORTGAGE DOCUMENT NUMBER: A-69900378; AMOUNT DUE: $11964.04
OWNER: Masako Iijima and Keiji Iijima; ICN: 12032110.0 – 17D – 150; INTEREST: 0.3122; UNIT: 17D; MORTGAGE DATE: 08/06/2018; MORTGAGE SIGNERS: Masako Iijima, Keiji Iijima; MORTGAGE DOCUMENT NUMBER: A-68430412; AMOUNT DUE: $19571.13
OWNER: Asuka Hatanaka and Shintaro Hatanaka; ICN: 12027501.0 – 10D – 50; INTEREST: 0.0693; UNIT: 10D; MORTGAGE DATE: 10/01/2016; MORTGAGE SIGNERS: Asuka Hatanaka, Shintaro Hatanaka; MORTGAGE DOCUMENT NUMBER: A-61410577; AMOUNT DUE: $6229.28
OWNER: Maricela Juarez; ICN: 12036994.0 – 10G – 50; INTEREST: 0.1041; UNIT: 10G; MORTGAGE DATE: 02/13/2020; MORTGAGE SIGNERS: Maricela Juarez; MORTGAGE DOCUMENT NUMBER: A-73770325; AMOUNT DUE: $9806.98
OWNER: Jose Manuel Tortolero Ravelo and Xochil Teresita Aguilar De Tortolero; ICN: 12014605.0 – 15A – 100; INTEREST: 0.2157; UNIT: 15A; MORTGAGE DATE: 02/14/2014; MORTGAGE SIGNERS: Jose Manuel Tortolero Ravelo, Xochil Teresita Aguilar De Tortolero; MORTGAGE DOCUMENT NUMBER: A-51910102; AMOUNT DUE: $5988.67
OWNER: Sasha M. Bass; ICN: 12034743.0 – 14C – 205; INTEREST: 0.2845; UNIT: 14C; MORTGAGE DATE: 07/07/2019; MORTGAGE SIGNERS: Sasha M. Bass; MORTGAGE DOCUMENT NUMBER: A-71570653; AMOUNT DUE: $28859.07
OWNER: Nobuhiko Sato and Futayo Koshimizu; ICN: 12029508.0 – 25A – 50; INTEREST: 0.1040; UNIT: 25A; MORTGAGE DATE: 08/29/2017; MORTGAGE SIGNERS: Nobuhiko Sato, Futayo Koshimizu; MORTGAGE DOCUMENT NUMBER: A-64790616; AMOUNT DUE: $7037.19
OWNER: Andrea Marie Dougherty; ICN: 12034156.0 – 14B – 100; INTEREST: 0.1388; UNIT: 14B; MORTGAGE DATE: 05/11/2019; MORTGAGE SIGNERS: Andrea Marie Dougherty; MORTGAGE DOCUMENT NUMBER: A-71280318; AMOUNT DUE: $17816.79
OWNER: Angela Rodriguez; ICN: 12022310.0 – 23A – 150; INTEREST: 0.3122; UNIT: 23A; MORTGAGE DATE: 08/07/2015; MORTGAGE SIGNERS: Angela Rodriguez; MORTGAGE DOCUMENT NUMBER: A57450319; AMOUNT DUE: $13707.30
OWNER: Waraphorn Kongkaew and Mark Evans; ICN: 12033471.0 – 10H – 250; INTEREST: 0.5203; UNIT: 10H; MORTGAGE DATE: 05/14/2019; MORTGAGE SIGNERS: Waraphorn Kongkaew, Mark Evans; MORTGAGE DOCUMENT NUMBER: A-71040679; AMOUNT DUE: $19867.44
OWNER: Otto Ramon Bohon Jr. and Milagros K. Bohon; ICN: 12009768.1 – 14H – 150; INTEREST: 0.3122; UNIT: 14H; MORTGAGE DATE: 11/05/2019; MORTGAGE SIGNERS: Otto Ramon Bohon Jr., Milagros K. Bohon; MORTGAGE DOCUMENT NUMBER: A-72830492; AMOUNT DUE: $19808.32
OWNER: Celine Sarae Puig; ICN: 12033509.0 – 14A – 200; INTEREST: 0.4315; UNIT: 14A; MORTGAGE DATE: 03/09/2019; MORTGAGE SIGNERS: Celine Sarae Puig; MORTGAGE DOCUMENT NUMBER: A-70820825; AMOUNT DUE: $25239.65
OWNER: Nobuko Imanaga and Ryuichi Imanaga; ICN: 12029591.0 – 25A – 100; INTEREST: 0.2081; UNIT: 25A; MORTGAGE DATE: 09/09/2017; MORTGAGE SIGNERS: Nobuko Imanaga, Ryuichi Imanaga; MORTGAGE DOCUMENT NUMBER: A-65080374; AMOUNT DUE: $13459.02
OWNER: Etsuko Kishida and Keito Kishida; ICN: 12036981.0 – 16B – 100; INTEREST: 0.1388; UNIT: 16B; MORTGAGE DATE: 02/12/2020; MORTGAGE SIGNERS: Etsuko Kishida, Keito Kishida; MORTGAGE DOCUMENT NUMBER: A-74710262; AMOUNT DUE: $18195.69
OWNER: Hsing Y. Huang and Cheng Y. Chuang; ICN: 12015216.0 – 13C – 160; INTEREST: 0.2220; UNIT: 13C; MORTGAGE DATE: 03/29/2014; MORTGAGE SIGNERS: Hsing Y. Huang, Cheng Y. Chuang; MORTGAGE DOCUMENT NUMBER: A-52400161; AMOUNT DUE: $8883.82
OWNER: Jose J. Martinez Mendoza; ICN: 12028960.0 – 10C – 50; INTEREST: 0.0693; UNIT: 10C; MORTGAGE DATE: 06/20/2017; MORTGAGE SIGNERS: Jose J. Martinez Mendoza; MORTGAGE DOCUMENT NUMBER: A64520256; AMOUNT DUE: $7403.24
OWNER: Ronald Fernando Garcia Trabanino; ICN: 12025189.0 – 23B – 110; INTEREST: 0.2289; UNIT: 23B; MORTGAGE DATE: 03/13/2016; MORTGAGE SIGNERS: Ronald Fernando Garcia Trabanino; MORTGAGE DOCUMENT NUMBER: A59530206; AMOUNT DUE: $9817.63
OWNER: Hitoshi Kinoshita and Yoriko Kinoshita; ICN: 12018624.0 – 9D – 170; INTEREST: 0.2359; UNIT: 9D; MORTGAGE DATE: 11/14/2014; MORTGAGE SIGNERS: Hitoshi Kinoshita, Yoriko Kinoshita; MORTGAGE DOCUMENT NUMBER: A-54700688; AMOUNT DUE: $8488.58
(SA1389362 10/17, 10/24, 10/31/22)
