NOTICE OF INTENT TO FORECLOSE MORTGAGES AND OF SALE BY PUBLIC AUCTION
NOTICE IS GIVEN that Palm Financial Services, LLC, a Florida corporation (“Palm”) whose address is 215 Celebration Place, Suite 300, Celebration, Florida 34747, pursuant to Hawai’i Revised Statutes §§ 667-62 through 667-65 as mortgagee intends to foreclose the mortgages dated (See Exhibit A) executed by (See Exhibit A) recorded in the Bureau of Conveyances of the State of Hawai’i as Document No. (See Exhibit A) for delinquent loan payments in the amount of (See Exhibit A) as of June 4, 2021 and will hold a sale by public auction, pursuant to the power of sale contained in the mortgages, upon the property described as ICN (See Exhibit A) and an undivided (See Exhibit A) interest in the Condominium Unit (See Exhibit A) currently owned by (See Exhibit A) at the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium established by the Declaration of Covenants, Conditions, and Restrictions of the Aulani, Disney Vacation Club Villas, Ko Olina, Hawai’i Condominium recorded on April 23, 2010, in the Office of the Assistant Registrar of the Land Court of the State of Hawai’i as Document No. 3957910, and amendments thereto (“Timeshare Interests”), together with all appurtenances and subject to all encumbrances and restrictions, which property is located at 92-1185 Ali’i Nui Drive, Kapolei, HI 96707 (TMK No. (1) 9-1-057-35).
The sale shall be conducted at: Charles R. Kendall Building, 888 Mililani Street, Suite 300, Honolulu, HI 96813 on August 31, 2021 at 10:00AM.
Terms of the sale are: (1) Each of the properties are to be sold separately as an undivided timeshare interest; (2) There will be no open houses; (3) There will be no upset price; (4) The property is being sold without covenant or warranty, express or implied, as to the title, possession, or encumbrances – being sold “AS-IS, WHERE-IS”; (5) The property shall be conveyed by a quitclaim conveyance; (6) Bidders shall register at the time of sale and provide the auctioneer with the vesting information; (7) At the close of the auction, the purchaser shall pay 10% of the highest successful bid price ("Bid") by certified or cashier’s check made payable to Manley Deas Kochalski LLC as a non-refundable deposit, which shall be retained by Palm as liquidated damages, and not as a penalty, in the event the purchaser fails to perform as specified herein; (8) Purchaser shall deliver a certified or cashier’s check no later than twenty-one (21) calendar days after the auction for the balance of the Bid, plus all closing costs, including, but not limited to, costs of document drafting, conveyance taxes, recording fees, and other charges; (9) The purchaser shall be responsible for obtaining title insurance, if desired, and the availability of title insurance shall not be a condition of closing; (10) Purchaser is responsible to pay any assessments that may come due pursuant to Hawai’i Revised Statutes § 514B-146; (11) Palm may credit bid up to the amount of the secured indebtedness; (12) The sale may be cancelled or postponed from time to time by public announcement by Palm or someone acting on its behalf; (13) If title is not conveyed for any reason other than the purchaser’s failure to perform, Palm’s sole responsibility shall be the return of Bid funds tendered by purchaser, and Purchaser shall have no further recourse against Palm or its agents, attorneys, or auctioneers; and (14) By submitting a bid, potential purchasers acknowledge reading the terms and conditions set forth in this notice and other notices provided by the auctioneer at the time of sale and agrees to be bound and accepts all terms of the sale.
THE DEFAULT UNDER THE MORTGAGE AGREEMENT MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE MORTGAGED PROPERTY BY PAYING THE ENTIRE AMOUNT WHICH WOULD BE OWED TO THE FORECLOSING MORTGAGEE IF THE PAYMENTS UNDER THE MORTGAGE AGREEMENT HAD NOT BEEN ACCELERATED, PLUS THE FORECLOSING MORTGAGEE’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING MORTGAGEE RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE FORECLOSING MORTGAGEE AND THE BORROWER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED.
UNLESS ALL AMOUNTS DUE AND OWING PURSUANT TO THE NOTICE ARE PAID IN FULL WITHIN THE TIME FRAME PERMITTED BY LAW, YOUR TIMESHARE INTEREST MAY BE SOLD WITHOUT ANY COURT ACTION OR JUDICIAL INTERVENTION.
THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. TO THE EXTENT YOUR ORIGINAL OBLIGATION HAS BEEN DISCHARGED OR IS SUBJECT TO AN AUTOMATIC STAY OF BANKRUPTCY UNDER TITLE 11 OF THE UNITED STATES CODE, THIS NOTICE IS FOR COMPLIANCE AND INFORMATIONAL PURPOSES ONLY OR IS NOTICE OF THE CREDITOR’S INTENT TO ENFORCE A LIEN AGAINST PROPERTY AND IS NOT AN ATTEMPT TO COLLECT A DEBT, A DEMAND FOR PAYMENT, OR AN ATTEMPT TO IMPOSE PERSONAL LIABILITY FOR THAT DEBT.
For further information regarding this sale, you may contact Palm Financial LLC at 800-800-9800, Option 3, or 407-566-3800, Option 3 or Manley Deas Kochalski LLC at 833-867-4275 or 614-220-5611 from 8am to 5pm, (Eastern Time).
Conductor of the public sale in the state of Hawai’i: Law Offices of Mitzi Lee, 900 Fort Street Mall, Suite 920, Honolulu, Hawaii 96813
Exhibit A
OWNER: Clinton Lyall Sarina; ICN: 12023164.000 – 23C – 250; INTEREST: 0.5203; UNIT: 23C; MORTGAGE DATE: 10/03/2015; MORTGAGE SIGNERS: Clinton Lyall Sarina; MORTGAGE DOCUMENT NUMBER: A58050389; AMOUNT DUE: $29389.02
OWNER: Kristopher James Richie; ICN: 12023083.000 – 23B – 100; INTEREST: 0.2081; UNIT: 23B; MORTGAGE DATE: 10/01/2015; MORTGAGE SIGNERS: Kristopher James Richie; MORTGAGE DOCUMENT NUMBER: A58070119; AMOUNT DUE: $14992.82
OWNER: Francisco Arriaga; ICN: 12036091.000 – 14H – 200; INTEREST: 0.4163; UNIT: 14H; MORTGAGE DATE: 11/06/2019; MORTGAGE SIGNERS: Francisco Arriaga; MORTGAGE DOCUMENT NUMBER: A-73140182; AMOUNT DUE: $36289.68
OWNER: Gus Zarate; ICN: 12032251.000 – 12E – 300; INTEREST: 0.4163; UNIT: 12E; MORTGAGE DATE: 09/22/2018; MORTGAGE SIGNERS: Gus Zarate; MORTGAGE DOCUMENT NUMBER: A-68780549; AMOUNT DUE: $40533.59
OWNER: Luciano Jesus Billy; ICN: 12001116.001 – 13B – 160; INTEREST: 0.3330; UNIT: 13B; MORTGAGE DATE: 10/27/2013; MORTGAGE SIGNERS: Luciano Jesus Billy; MORTGAGE DOCUMENT NUMBER: A-51010040; AMOUNT DUE: $14133.10
OWNER: Brieanna C. Stratton; ICN: 12027905.000 – 10G – 100; INTEREST: 0.2081; UNIT: 10G; MORTGAGE DATE: 12/14/2016; MORTGAGE SIGNERS: Brieanna C. Stratton; MORTGAGE DOCUMENT NUMBER: A-62360256; AMOUNT DUE: $21560.41
OWNER: Michael C. Buonantony; ICN: 12026225.000 – 1A – 135; INTEREST: 0.2144; UNIT: 1A; MORTGAGE DATE: 06/06/2016; MORTGAGE SIGNERS: Michael C. Buonantony; MORTGAGE DOCUMENT NUMBER: A60220034; AMOUNT DUE: $15808.59
OWNER: Desiree K. Adur; ICN: 12014321.000 – 13A – 50; INTEREST: 0.1078; UNIT: 13A; MORTGAGE DATE: 01/21/2014; MORTGAGE SIGNERS: Desiree K. Adur; MORTGAGE DOCUMENT NUMBER: A-51630096; AMOUNT DUE: $6405.57
OWNER: Brian Adolph Filsinger and Stephanie Ann Filsinger; ICN: 12021467.000 – 5A – 200; INTEREST: 0.4315; UNIT: 5A; MORTGAGE DATE: 06/13/2015; MORTGAGE SIGNERS: Brian Adolph Filsinger, Stephanie Ann Filsinger; MORTGAGE DOCUMENT NUMBER: A56830567; AMOUNT DUE: $38893.06
OWNER: Nicole V. Jones; ICN: 3008193.001 – 14A – 100; INTEREST: 0.2158; UNIT: 14A; MORTGAGE DATE: 10/03/2019; MORTGAGE SIGNERS: Nicole V. Jones; MORTGAGE DOCUMENT NUMBER: A-73030589; AMOUNT DUE: $21363.44
OWNER: John Patrick Dunne and Marilyn Jean Dunne; ICN: 12006826.001 – 1C – 50; INTEREST: 0.0693; UNIT: 1C; MORTGAGE DATE: 04/24/2013; MORTGAGE SIGNERS: John Patrick Dunne, Marilyn Jean Dunne; MORTGAGE DOCUMENT NUMBER: A-48620030; AMOUNT DUE: $4246.31
OWNER: Tsutomu Nakanishi and Naomi Nakanishi; ICN: 12010130.000 – 11D – 120; INTEREST: 0.2497; UNIT: 11D; MORTGAGE DATE: 01/21/2013; MORTGAGE SIGNERS: Tsutomu Nakanishi, Naomi Nakanishi; MORTGAGE DOCUMENT NUMBER: A-48130106; AMOUNT DUE: $7805.55
OWNER: Janet Padilla; ICN: 12012015.000 – 13D – 100; INTEREST: 0.1387; UNIT: 13D; MORTGAGE DATE: 06/27/2013; MORTGAGE SIGNERS: Janet Padilla; MORTGAGE DOCUMENT NUMBER: A-49550398; AMOUNT DUE: $6552.83
OWNER: Kizuki Tanaka; ICN: 12012157.000 – 17A – 100; INTEREST: 0.2157; UNIT: 17A; MORTGAGE DATE: 07/08/2013; MORTGAGE SIGNERS: Kizuki Tanaka; MORTGAGE DOCUMENT NUMBER: A-49810159; AMOUNT DUE: $6571.83
OWNER: Stefan Beese and Melissa Beese; ICN: 12012707.000 – 17D – 180; INTEREST: 0.3746; UNIT: 17D; MORTGAGE DATE: 12/05/2013; MORTGAGE SIGNERS: Stefan Beese, Melissa Beese; MORTGAGE DOCUMENT NUMBER: A51840072; AMOUNT DUE: $13601.02
OWNER: Stefan Beese and Melissa Beese; ICN: 12012707.001 – 7C – 50; INTEREST: 0.1040; UNIT: 7C; MORTGAGE DATE: 12/31/2015; MORTGAGE SIGNERS: Stefan Beese, Melissa Beese; MORTGAGE DOCUMENT NUMBER: A58920045; AMOUNT DUE: $6894.93
OWNER: Jose L. Gomez and Marvi V. Gatica; ICN: 12016621.000 – 21A – 230; INTEREST: 0.4962; UNIT: 21A; MORTGAGE DATE: 06/30/2014; MORTGAGE SIGNERS: Jose L. Gomez, Marvi V. Gatica; MORTGAGE DOCUMENT NUMBER: A-53940126; AMOUNT DUE: $20523.52
OWNER: Cathy Jones; ICN: 12016799.000 – 21B – 155; INTEREST: 0.3226; UNIT: 21B; MORTGAGE DATE: 07/13/2014; MORTGAGE SIGNERS: Cathy Jones; MORTGAGE DOCUMENT NUMBER: A-54010059; AMOUNT DUE: $18363.20
OWNER: Sean Mcerlane and Natalie Rae Mcerlane; ICN: 12022564.000 – 7C – 150; INTEREST: 0.3122; UNIT: 7C; MORTGAGE DATE: 08/24/2015; MORTGAGE SIGNERS: Sean Mcerlane, Natalie Rae Mcerlane; MORTGAGE DOCUMENT NUMBER: A57450302; AMOUNT DUE: $13451.23
OWNER: Dawn K. Hess; ICN: 12035752.000 – 12E – 205; INTEREST: 0.2845; UNIT: 12E; MORTGAGE DATE: 10/14/2019; MORTGAGE SIGNERS: Dawn K. Hess; MORTGAGE DOCUMENT NUMBER: A-72650491; AMOUNT DUE: $31507.78
OWNER: Christian Rabang; ICN: 12032928.000 – 12C – 100; INTEREST: 0.1387; UNIT: 12C; MORTGAGE DATE: 12/09/2018; MORTGAGE SIGNERS: Christian Rabang; MORTGAGE DOCUMENT NUMBER: A-70090277; AMOUNT DUE: $20289.02
OWNER: Miriam F. Zuniga and Emilse Flores and Jose Luis Zuniga Cortes and Miranda Miriam Zuniga; ICN: 12032523.000 – 12E – 400; INTEREST: 0.5550; UNIT: 12E; MORTGAGE DATE: 09/27/2018; MORTGAGE SIGNERS: Miriam F. Zuniga, Emilse Flores, Jose Luis Zuniga Cortes, Miranda Miriam Zuniga; MORTGAGE DOCUMENT NUMBER: A-70090312; AMOUNT DUE: $66288.95
OWNER: William J. Wegesend Ako and Traci Lin K. Wegesend Ako and Trisen H. Tam-Wegesend; ICN: 12030730.000 – 5D – 300; INTEREST: 0.4163; UNIT: 5D; MORTGAGE DATE: 02/26/2018; MORTGAGE SIGNERS: William J. Wegesend Ako, Traci Lin K. Wegesend Ako, Trisen H. Tam-Wegesend; MORTGAGE DOCUMENT NUMBER: A-66610877; AMOUNT DUE: $40124.96
OWNER: Catherine Ada Puaala Osgan; ICN: 12030612.000 – 9C – 100; INTEREST: 0.1387; UNIT: 9C; MORTGAGE DATE: 02/11/2018; MORTGAGE SIGNERS: Catherine Ada Puaala Osgan; MORTGAGE DOCUMENT NUMBER: A-67020071; AMOUNT DUE: $18952.95
OWNER: Jennifer Rabe Cachola; ICN: 12030556.000 – 9C – 150; INTEREST: 0.2081; UNIT: 9C; MORTGAGE DATE: 02/05/2018; MORTGAGE SIGNERS: Jennifer Rabe Cachola; MORTGAGE DOCUMENT NUMBER: A-66490073; AMOUNT DUE: $27201.42
OWNER: Mohammed Ifraan Khan and Monica C. Isla; ICN: 12030439.000 – 12C – 100; INTEREST: 0.1387; UNIT: 12C; MORTGAGE DATE: 04/02/2018; MORTGAGE SIGNERS: Mohammed Ifraan Khan, Monica C. Isla; MORTGAGE DOCUMENT NUMBER: A-67020044; AMOUNT DUE: $19597.80
OWNER: Thomas Wayne Hodges and Kristine Louise Hodges; ICN: 12030266.000 – 12C – 100; INTEREST: 0.1387; UNIT: 12C; MORTGAGE DATE: 12/26/2017; MORTGAGE SIGNERS: Thomas Wayne Hodges, Kristine Louise Hodges; MORTGAGE DOCUMENT NUMBER: A-66270370; AMOUNT DUE: $19712.28
OWNER: Sean Oliver and Sherilyn Oliver; ICN: 12030122.001 – 12D – 125; INTEREST: 0.1735; UNIT: 12D; MORTGAGE DATE: 04/28/2019; MORTGAGE SIGNERS: Sean Oliver, Sherilyn Oliver; MORTGAGE DOCUMENT NUMBER: A-71110687; AMOUNT DUE: $22945.52
OWNER: Sean Oliver and Sherilyn Oliver; ICN: 12030122.000 – 10E – 100; INTEREST: 0.1387; UNIT: 10E; MORTGAGE DATE: 12/11/2017; MORTGAGE SIGNERS: Sean Oliver, Sherilyn Oliver; MORTGAGE DOCUMENT NUMBER: A-66270522; AMOUNT DUE: $18241.54
OWNER: Monique L. Reyes and Deandre L. Lankford; ICN: 12029982.000 – 10E – 220; INTEREST: 0.3052; UNIT: 10E; MORTGAGE DATE: 11/05/2017; MORTGAGE SIGNERS: Monique L. Reyes, Deandre L. Lankford; MORTGAGE DOCUMENT NUMBER: A-65700432; AMOUNT DUE: $30488.69
OWNER: Christopher D. Nevill; ICN: 12029809.000 – 10E – 190; INTEREST: 0.2636; UNIT: 10E; MORTGAGE DATE: 10/07/2017; MORTGAGE SIGNERS: Christopher D. Nevill; MORTGAGE DOCUMENT NUMBER: A-65620312; AMOUNT DUE: $32010.07
OWNER: Linda S. Scherrer; ICN: 12029686.000 – 23D – 225; INTEREST: 0.4683; UNIT: 23D; MORTGAGE DATE: 09/21/2017; MORTGAGE SIGNERS: Linda S. Scherrer; MORTGAGE DOCUMENT NUMBER: A-65080706; AMOUNT DUE: $33045.45
OWNER: David R. Schenk; ICN: 12029408.000 – 10C – 125; INTEREST: 0.1734; UNIT: 10C; MORTGAGE DATE: 08/17/2017; MORTGAGE SIGNERS: David R. Schenk; MORTGAGE DOCUMENT NUMBER: A-64790583; AMOUNT DUE: $19984.41
OWNER: Ermila B. Callejo; ICN: 12028981.000 – 10C – 150; INTEREST: 0.2081; UNIT: 10C; MORTGAGE DATE: 06/29/2017; MORTGAGE SIGNERS: Ermila B. Callejo; MORTGAGE DOCUMENT NUMBER: A-64180094; AMOUNT DUE: $19181.83
OWNER: Jose I. Lomeli and Maria L. Lomeli; ICN: 12028941.000 – 10C – 250; INTEREST: 0.3469; UNIT: 10C; MORTGAGE DATE: 06/07/2017; MORTGAGE SIGNERS: Jose I. Lomeli, Maria L. Lomeli; MORTGAGE DOCUMENT NUMBER: A-64110443; AMOUNT DUE: $27811.58
OWNER: Hanalei Yukutaru Aipoalani and Angelita Salvador-Susa Aipoalani; ICN: 12028913.000 – 10C – 190; INTEREST: 0.2636; UNIT: 10C; MORTGAGE DATE: 06/03/2017; MORTGAGE SIGNERS: Hanalei Yukutaru Aipoalani, Angelita Salvador-Susa Aipoalani; MORTGAGE DOCUMENT NUMBER: A-64110524; AMOUNT DUE: $27044.88
OWNER: John Hickory and Rebecca Hickory; ICN: 12028005.000 – 10G – 100; INTEREST: 0.2081; UNIT: 10G; MORTGAGE DATE: 01/27/2017; MORTGAGE SIGNERS: John Hickory, Rebecca Hickory; MORTGAGE DOCUMENT NUMBER: A-63390285; AMOUNT DUE: $12861.67
OWNER: Dianna J. Smith Chappell; ICN: 12027396.001 – 10D – 125; INTEREST: 0.1734; UNIT: 10D; MORTGAGE DATE: 12/03/2018; MORTGAGE SIGNERS: Dianna J. Smith Chappell; MORTGAGE DOCUMENT NUMBER: A-70090296; AMOUNT DUE: $21671.31
OWNER: Marco A. Fonseca; ICN: 12026309.000 – 7E – 400; INTEREST: 0.8326; UNIT: 7E; MORTGAGE DATE: 07/10/2016; MORTGAGE SIGNERS: Marco A. Fonseca; MORTGAGE DOCUMENT NUMBER: A60660178; AMOUNT DUE: $51941.49
OWNER: Craig Aaron Howard and Toshamekia Lachelle Doss-Howard; ICN: 12026276.000 – 1A – 100; INTEREST: 0.1588; UNIT: 1A; MORTGAGE DATE: 06/13/2016; MORTGAGE SIGNERS: Craig Aaron Howard, Toshamekia Lachelle Doss-Howard; MORTGAGE DOCUMENT NUMBER: A60380220; AMOUNT DUE: $13550.77
OWNER: Adam Sanchez; ICN: 12024555.000 – 7E – 150; INTEREST: 0.3122; UNIT: 7E; MORTGAGE DATE: 01/22/2016; MORTGAGE SIGNERS: Adam Sanchez; MORTGAGE DOCUMENT NUMBER: A58930798; AMOUNT DUE: $19164.74
OWNER: Johnny Dave Felix; ICN: 12024523.000 – 7D – 200; INTEREST: 0.4163; UNIT: 7D; MORTGAGE DATE: 01/19/2016; MORTGAGE SIGNERS: Johnny Dave Felix; MORTGAGE DOCUMENT NUMBER: A58960415; AMOUNT DUE: $29683.15
OWNER: David Arnold Cox; ICN: 12024361.000 – 7D – 150; INTEREST: 0.3122; UNIT: 7D; MORTGAGE DATE: 01/14/2016; MORTGAGE SIGNERS: David Arnold Cox; MORTGAGE DOCUMENT NUMBER: A58920245; AMOUNT DUE: $17095.82
OWNER: Satoru Nakabayashi and Miho Nakabayashi; ICN: 12023530.000 – 29A – 50; INTEREST: 0.1040; UNIT: 29A; MORTGAGE DATE: 11/02/2015; MORTGAGE SIGNERS: Satoru Nakabayashi, Miho Nakabayashi; MORTGAGE DOCUMENT NUMBER: A58330234; AMOUNT DUE: $6794.87
OWNER: Minato Takahashi and Mizue Takahashi; ICN: 12023242.000 – 9D – 100; INTEREST: 0.1387; UNIT: 9D; MORTGAGE DATE: 10/10/2015; MORTGAGE SIGNERS: Minato Takahashi, Mizue Takahashi;
MORTGAGE DOCUMENT NUMBER: A58050351; AMOUNT DUE: $10478.89
OWNER: Darrell T. Wynas and Vernee A. Wynas; ICN: 12031087.000 – 5D – 200; INTEREST: 0.2775; UNIT: 5D; MORTGAGE DATE: 04/23/2018; MORTGAGE SIGNERS: Darrell T. Wynas, Vernee A. Wynas; MORTGAGE DOCUMENT NUMBER: A-67470091; AMOUNT DUE: $32625.95
OWNER: Suzuyo Kaichi; ICN: 12036536.000 – 14I – 125; INTEREST: 0.2602; UNIT: 14I; MORTGAGE DATE: 12/26/2019; MORTGAGE SIGNERS: Suzuyo Kaichi; MORTGAGE DOCUMENT NUMBER: A75710379; AMOUNT DUE: $23412.39
OWNER: Karen E. Collingwood; ICN: 12017150.000 – 17D – 160; INTEREST: 0.3330; UNIT: 17D; MORTGAGE DATE: 08/01/2014; MORTGAGE SIGNERS: Karen E. Collingwood; MORTGAGE DOCUMENT NUMBER: A-53750051; AMOUNT DUE: $13334.01
OWNER: Adrian Joseph Fontela and Dannielle Grace Fontela; ICN: 12022559.000 – 7C – 50; INTEREST: 0.1040; UNIT: 7C; MORTGAGE DATE: 08/23/2015; MORTGAGE SIGNERS: Adrian Joseph Fontela, Dannielle Grace Fontela; MORTGAGE DOCUMENT NUMBER: A57640172; AMOUNT DUE: $7175.20
OWNER: Taeko Ashida and Ayaka Ashida; ICN: 12030573.000 – 9C – 120; INTEREST: 0.1665; UNIT: 9C; MORTGAGE DATE: 02/07/2018; MORTGAGE SIGNERS: Taeko Ashida, Ayaka Ashida; MORTGAGE DOCUMENT NUMBER: A-66490077; AMOUNT DUE: $19112.92
(SA1335260 7/27, 8/3, 8/10/21)
