NOTICE TO CREDITORS

Pursuant to HRS 560:3-801, all persons having a claim against the estate of NORMAN TSU FO CHING, Deceased, or THE NORMAN AND LYDIA CHING TRUST dated 05/16/2000 are hereby notified to present their claims with proper vouchers or duly authenticated copies thereof, even if the claim is secured by mortgage upon real estate, to TRACEY CHARLES at 47-864 Kam Highway, Kaneohe, HI 96744 within four months from the date of the first publication of this notice or be forever barred.

LAW OFFICE OF ROWEN N. YOUNG, LLLC
Attorney for Tracey Charles, Trustee
(SA1239211 10/18, 10/25, 11/1/19)