PUBLIC NOTICE OF PUBLIC SALE The Association of Apartment Owners of A’eloa Terrace, a Hawaii nonprofit corporation ("ASSOCIATION") as Lienholder, gives notice of the public sale of the property located at 91-1071 Namahoe Street, #10D, Kapolei, Hawaii 96707, identified as Tax Map Key (1) 9-1-016-094, CPR 0092 ("Property"), on November 3, 2017, 12:00 noon at the Hawaii State Capitol, 415 South Beretania Street, Honolulu, Hawaii 96813 (on the makai steps leading down to the Queen Liliuokalani Statue). Owner: Nicholas Kaliilani Steven Villalon. As of August 31, 2017, the total amount owed to the ASSOCIATION is $29,168.00. Lienholders: The Bank of New York Mellon Trust Company, N.A., f/k/a The Bank of New York Trust Co., N.A. as Trustee for Multi-Class Mortgage Pass-Through Certificates Chaseflex Trust, Series 2007-3, Navy Federal Credit Union, Hawaii Housing Finance & Development Corporation and Villages of Kapolei Association. This information is not guaranteed and interested bidders are to do their own due diligence. TERMS OF THE SALE: (1) there is no upset price; (2) the Property shall be sold in a strictly "AS IS" condition and "SUBJECT TO" any valid prior liens and outstanding real property taxes; (3) the Property shall be conveyed via a quitclaim conveyance without any warranties, express or implied, as to title, possession, or encumbrances; (4) at close of auction, highest bidder must pay 10% of the bid price by cashier’s or certified check and the balance of the bid price shall be paid within 20 days of the auction; (5) the ASSOCIATION may submit a credit bid up to the amount of the secured indebtedness; (6) the Property shall be conveyed by quitclaim conveyance upon performance by purchaser of the following: (a) delivery of cashier’s or certified check to escrow designated by the ASSOCIATION for the balance of the bid; (b) payment of all costs related to the sale, including, but not limited to the costs of drafting the conveyance document, notary fees, consent fees, escrow fees, conveyance taxes, and recording fees; and (c) compliance with all requirements of escrow; (7) by submitting a bid, the purchaser acknowledges reading this notice and accepting the terms and conditions of sale; and (8) the sale may be postponed from time to time by public announcement made by ASSOCIATION or someone acting on its behalf and by one published notice of postponed public sale with copies sent to those entitled to notice under HRS Section 667-96. THE DEFAULT UNDER THE ASSOCIATION DOCUMENTS MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE UNIT BY PAYING THE ENTIRE AMOUNT THAT WOULD BE OWED TO THE ASSOCIATION PLUS THE ASSOCIATION’S ATTORNEYS’ FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE ASSOCIATION RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN THE ASSOCIATION AND THE UNIT OWNER. THERE IS NO RIGHT TO CURE THE DEFAULT OR ANY RIGHT OF REDEMPTION AFTER THAT TIME. IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELED. Public sale will be conducted by Pamela J. Schell, Esq., Anderson Lahne & Fujisaki LLP A Limited Liability Law Partnership, 733 Bishop Street, Suite 2301, Honolulu, Hawaii 96813, Telephone No. (808) 536-8177, extension 6007. NOTICE IS HEREBY GIVEN THAT THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. (SA1026890 9/30/17)