NOTICE OF FORECLOSURE 95-1195 Lalai Street.Mililani, Hawaii 96789 The Bank of New York Mellon Fka the Bank of New York v. Michelle Young Flores, et al.; First Circuit Court, Civil No. 14-1-1174-05 TMK: 9-5-045-098 Fee simple 3 Bedroom 2 Bath single family dwelling: Living area approximately 1,680 sq. ft.; land area approx. 4,619 sq. ft. TERMS OF SALE: The property will be sold in "AS IS" condition without any representations or warranties as to title or possession, to the highest bidder at public Commissioner’s sale, without upset price. The successful bidder shall make a down payment to the Commissioner in an amount not less than ten percent (10%) of highest successful bid price in cash, or by way of certified or cashier’s check. Prior to bidding, interested parties must show the Commissioner their ability to make the required down payment. At the Court’s discretion, the 10% down payment may be forfeited in full or in part if the purchaser fails to pay the balance of the purchase price. The balance of such purchase price shall be paid to the Commissioner upon approval and confirmation of the sale. All costs and expenses of closing, including, but not limited to: costs of drafting the conveyance document, conveyance taxes, notary fees, consent fees, escrow and recording fees, any proof of title or title insurance, costs of securing the possession of the Property shall be paid by the purchaser. Neither the availability of title insurance nor securing possession of the Property shall be a condition of closing. The Court will reopen the auction and accept higher bids at the Confirmation hearing if the initial opening bid is at least 5 percent (5%) higher than the highest bid received at the Commissioner’s sale, unless otherwise ordered by the Court. Sale is subject to Court confirmation. Auction Date: October 2, 2017, Monday, 12 Noon Ewa end of the plaza area of the First Circuit Court Building, 777 Punchbowl Street, Honolulu, Hawaii NO OPEN HOUSES For further information contact GLEN S. TAKABUKI, Commissioner, Suite 10-B, 225 Queen Street, Honolulu, Hawaii 96813, Phone: (808) 521-4040. (SA1025460 9/3, 9/10, 9/17/17)