NOTICE OF SCCA’S NON-JUDICIAL FORECLOSURE UNDER POWER OF SALE Foreclosing Party: Sea Country Community Association ("SCCA"), as Lienholder, under and pursuant to Sections 421J-10.5, 667-21 through 667-42, and 667-91 through 667-104 HRS, as amended. Foreclosing Lien Information: That Certain Notice of Lien for Unpaid Assessments and/or Fees, filed on June 9, 2016 with the Office of the Assistant Registrar of the Land Court for the State of Hawaii as Land Court Document No. T-9656286, as shown on Transfer Certificate of Title No. 889,793. Delinquency: Unpaid balance as of July 19, 2017: $5,798.78. Opening Bid: $1.00. Property Description: Address: 87-1068 Kaipoi Street, Waianae, Hawaii 96792; Current Owner: Vernon Ray Pitts Jr. (also known as Vernon R. Pitts Jr.) and Jolynn Patricia Pitts (also known as Jolynn P. Pitts); Description of Unit: (5 BR, 3 BA, 1,866 s.f. living area); T.M.K.: (1) 8-7-048-120; Association Dues (2017): $55.00 per month; Taxes: 2017 Real Property Tax: $2,025.80 annual. List of Prior/Junior Creditors: Ocwen Loan Servicing, LLC THERE WILL BE NO OPEN HOUSES. PUBLIC AUCTION: Wednesday, October 18, 2017, at 12:00 noon; 415 S Beretania St., Honolulu, HI 96813, rotunda area on the steps leading down to the Queen Liliuokalani Statue. Terms and Conditions: NO upset price. Property is being sold strictly "AS IS" and "WHERE IS" condition, unfurnished, without personal property, at public auction with 10% of the highest bid payable in cash, certified or cashier’s check at close of auction, balance payable upon delivery of title. Potential bidders must be able to provide proof of ability to comply with 10% bid requirement prior to participating in the public auction. Buyer shall pay all costs of closing including escrow, conveyance and recording fee, and conveyance taxes, and is responsible for securing possession of the property upon recordation. The sale by auction is "subject to" any liens for taxes and governmental assessments against the Property, if any, and any lender’s mortgage recorded prior to the recordation of SCCA’s lien, to the extent the mortgage is valid and then only to the extent of sums due thereunder. The property is sold without any warranty of title or any other warranty of title, or any other warranty. Said property HAS ENCUMBRANCES. Property is to be conveyed by SCCA’s quitclaim conveyance and upon performance by Purchaser, no later than 21 days after payment of all costs related to the sale. Purchaser is responsible for all title insurance; however, availability of title or other insurance shall not be a condition of closing. PURCHASER SHALL BE RESPONSIBLE FOR OBTAINING POSSESSION AFTER CLOSING. Any delay in performance by the Purchaser which prevents the closing from occurring within 45 days after the auction shall cause SCCA to sustain damages in amounts which will be difficult to ascertain. In the event that the sale does not close because of any delay in performance by Purchaser as herein stated, the 10% down payment may be retained by SCCA as liquidated damages and not as a penalty. SCCA’s sole liability shall be the return of the bid funds tendered by Purchaser. Purchaser shall have no further recourse against SCCA, or its officers, members, directors, agents, attorneys, servicers and auctioneers. Finally, the sale may be postponed from time to time by public announcement made by SCCA or someone acting on its behalf. "THE DEFAULT MAY BE CURED NO LATER THAN THREE BUSINESS DAYS BEFORE THE DATE OF THE PUBLIC SALE OF THE UNIT BY PAYING THE ENTIRE AMOUNT THAT WOULD BE OWED TO SCCA UP TO THE DATE OF PAYMENT, PLUS SCCA’S ATTORNEY’S FEES AND COSTS, AND ALL OTHER FEES AND COSTS INCURRED BY THE FORECLOSING SCCA RELATED TO THE DEFAULT, UNLESS OTHERWISE AGREED TO BETWEEN SCCA AND THE UNIT OWNER. THERE MAY BE A RIGHT OF REDEMPTION PURSUANT TO HAWAII REVISED STATUTES SECTION 667-92(f)(2). IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELLED. THERE IS A ONE YEAR RIGHT OF REDEMPTION SUBJECT TO ANY APPLICABLE TOLLING PROVIDED FOR IN 50 U.S.C. 526(b). IF THE DEFAULT IS SO CURED, THE PUBLIC SALE SHALL BE CANCELLED." Public sale shall be conducted by Christopher Shea Goodwin AAL LLLC, attorneys for SCCA, 737 Bishop Street, Suite 1640, Honolulu, HI 96813. Tel: 808-531-6465. (SA1016986 8/4/17)